# PayBack vs Payback Buddy App

The clearest difference is in-app purchases: Payback Buddy App at none against PayBack's 1. PayBack's advantage is iOS requirement (13.0 vs 15.6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. PayBack sells 1 one-off in-app purchase. Payback Buddy App asks for nothing beyond the download.

PayBack ships an update monthly, Payback Buddy App every 3 weeks. The most recent releases landed on October 9, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | PayBack | Payback Buddy App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/payback/id294486937/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 82.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 2 MB | 41 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Andrew Cunningham](https://appshunter.io/developer/294486940) | [Utopia Med Tech Private Limited](https://appshunter.io/developer/1695790348) |

## What reviewers say

### PayBack

[App page](https://appshunter.io/ios/app/payback/id294486937)

This app helps you easily track and settle shared expenses after group trips. It calculates who owes whom and minimizes the number of transactions needed for everyone to settle up, ensuring friendships remain intact.

**Highlights:** Track shared expenses, Calculate debts automatically, Minimize settlement transactions, Ideal for group trips, User-friendly interface

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Banner Ads | $0.99 | one-time |


### Payback Buddy App

[App page](https://appshunter.io/ios/app/payback-buddy-app/id6757747402)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayBack free?

PayBack is free to download, with in-app purchases available.

### Is Payback Buddy App free?

Payback Buddy App is free to download, with no in-app purchases.

### Do PayBack or Payback Buddy App have ads?

Neither PayBack nor Payback Buddy App shows ads.

### Which is updated more often, PayBack or Payback Buddy App?

PayBack ships an update monthly, and Payback Buddy App every 3 weeks. Most recently, PayBack was updated on October 9, 2026 and Payback Buddy App on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*