# PayBack vs Payback Day

The clearest difference is in-app purchases: Payback Day at none against PayBack's 1. Payback Day also leads on update cadence (every 2 days vs monthly). PayBack's advantage is iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Both are free to download. PayBack sells 1 one-off in-app purchase. Payback Day asks for nothing beyond the download.

PayBack ships an update monthly, Payback Day every 2 days. The most recent releases landed on October 9, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | PayBack | Payback Day |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/payback/id294486937/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 82.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | Free | — |
| Size | 2 MB | 36 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Andrew Cunningham](https://appshunter.io/developer/294486940) | [IBCMobile](https://appshunter.io/developer/625175533) |

## What reviewers say

### PayBack

[App page](https://appshunter.io/ios/app/payback/id294486937)

This app helps you easily track and settle shared expenses after group trips. It calculates who owes whom and minimizes the number of transactions needed for everyone to settle up, ensuring friendships remain intact.

**Highlights:** Track shared expenses, Calculate debts automatically, Minimize settlement transactions, Ideal for group trips, User-friendly interface

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Banner Ads | $0.99 | one-time |


### Payback Day

[App page](https://appshunter.io/ios/app/payback-day-split-and-settle/id6792700265)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayBack free?

PayBack is free to download, with in-app purchases available.

### Is Payback Day free?

Payback Day is free to download, with no in-app purchases.

### Do PayBack or Payback Day have ads?

Neither PayBack nor Payback Day shows ads.

### Which is updated more often, PayBack or Payback Day?

PayBack ships an update monthly, and Payback Day every 2 days. Most recently, PayBack was updated on October 9, 2026 and Payback Day on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*