# Westpac vs BT Panorama

The clearest difference is ads: BT Panorama at none against Westpac's shown. BT Panorama also leads on monetization model (free vs free with in-app purchases). Westpac's advantage is update cadence (every 2 weeks vs every 4 months) and review sentiment (33% vs 23%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Westpac ships an update every 2 weeks, BT Panorama every 4 months. The most recent releases landed on October 26, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Westpac | BT Panorama |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (356 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews)** | — |
| Number of ratings | **356** | — |
| Positive reviews | **33.4% of reviews** | 22.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 264 MB | 52 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) | [BT Financial Group Pty Ltd](https://appshunter.io/developer/592988289) |

## What reviewers say

### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure banking, Smart tools, Money management, Financial insights, Personal and business banking, Easy payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


### BT Panorama

[App page](https://appshunter.io/ios/app/bt-panorama/id1000509933)

Access and manage your investment accounts on the go. View portfolio performance, trade securities, make payments, and get market insights. Secure login options and virtual assistant support are available.

**Highlights:** View portfolio balance and performance, Trade listed securities and managed funds, Make payments and schedule transactions, Access market information and ESG data, Secure login with biometrics, Virtual assistant support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 👍 Great app functionality
- 👍 Good market information
- 👍 Reliable for tracking balances
- 👍 Powerful functionality

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 App crashes often
- 🐛 Technical difficulties/maintenance
- 🐛 Inaccessible frequently
- 🐛 Updates cause problems

**Reported bugs**

- Forced to update frequently
- Facial recognition and PIN issues
- App crashes when accessing certain areas
- App shuts down when accessing beneficiaries
- Login issues after updates

**Requested features**

- Display term deposits in maturity date order
- 24/7 online chat support
- Compare super performance against ASX 200
- Face recognition login
- Dark mode option


## Frequently asked questions

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Is BT Panorama free?

BT Panorama is free to download, with no in-app purchases.

### Do Westpac or BT Panorama have ads?

Westpac shows ads; BT Panorama does not.

### Which is updated more often, Westpac or BT Panorama?

Westpac ships an update every 2 weeks, and BT Panorama every 4 months. Most recently, Westpac was updated on October 26, 2026 and BT Panorama on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*