# Westpac vs BOQ Secure

The clearest difference is ads: BOQ Secure at none against Westpac's shown. BOQ Secure also leads on monetization model (free vs free with in-app purchases). Westpac's advantage is update cadence (fortnightly vs every 10 months) and review sentiment (33% vs 10%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Westpac ships an update fortnightly, BOQ Secure every 10 months. The most recent releases landed on October 18, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Westpac | BOQ Secure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (355 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews)** | — |
| Number of ratings | **355** | — |
| Positive reviews | **33.4% of reviews** | 10.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 10 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 265 MB | 7 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) | [Bank of Queensland](https://appshunter.io/developer/345259059) |

## What reviewers say

### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure banking, Smart tools, Money management, Financial insights, Personal and business banking, Easy payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


### BOQ Secure

[App page](https://appshunter.io/ios/app/boq-secure/id1046692071)

This app replaces a physical security token with a digital version on your smartphone. It requires online banking registration and a specific daily transaction limit to activate. Contact customer service for activation details and further information.

**Highlights:** Digital security token, Replaces physical device, Mobile-based authentication, Online banking integration, Customer service activation

**In-app purchases:** none


## Frequently asked questions

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Is BOQ Secure free?

BOQ Secure is free to download, with no in-app purchases.

### Do Westpac or BOQ Secure have ads?

Westpac shows ads; BOQ Secure does not.

### Which is updated more often, Westpac or BOQ Secure?

Westpac ships an update fortnightly, and BOQ Secure every 10 months. Most recently, Westpac was updated on October 18, 2026 and BOQ Secure on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*