# Westpac vs Bank First App

The clearest difference is ads: Bank First App at none against Westpac's shown. Bank First App also leads on monetization model (free vs free with in-app purchases). Westpac's advantage is update cadence (every 2 weeks vs every 5 months) and review sentiment (33% vs 8%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Westpac ships an update every 2 weeks, Bank First App every 5 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Westpac | Bank First App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (356 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews)** | — |
| Number of ratings | **356** | — |
| Positive reviews | **33.4% of reviews** | 8.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 5 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 264 MB | 108 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) | [Victoria Teachers Limited](https://appshunter.io/developer/823334243) |

## What reviewers say

### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure banking, Smart tools, Money management, Financial insights, Personal and business banking, Easy payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


### Bank First App

[App page](https://appshunter.io/ios/app/bank-first-app/id1093664369)

Manage your bank accounts securely on the go. Transfer funds instantly, pay bills, track savings goals, and manage your cards. Access transaction history, update contact details, and customize your banking experience.

**Highlights:** Secure login with biometrics, Instant money transfers (Osko), Bill payments (BPAY), Savings goal tracking, Card management (lock, unlock, replace), Transaction history, Account nickname customization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Generally reliable (historically)
- 👍 Good design (some users)
- 👍 Fresh new look (some users)

**What reviewers complain about**

- 🐛 Frequent crashes/freezes
- 🐛 App won't open/launch
- 🐛 Unreliable/unavailable often
- 🐛 Login issues (PIN, Face ID, Touch ID)
- 🐛 Session timed out issues

**Reported bugs**

- App crashes on launch
- App freezes frequently
- App unavailable for hours
- Locked out of app
- App won't open after update

**Requested features**

- Ability to nickname/rename accounts
- Ability to reorder accounts
- Hide own accounts from screen
- Download statements as PDF
- View amount to clear credit card balance


## Frequently asked questions

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Is Bank First App free?

Bank First App is free to download, with no in-app purchases.

### Do Westpac or Bank First App have ads?

Westpac shows ads; Bank First App does not.

### Which is updated more often, Westpac or Bank First App?

Westpac ships an update every 2 weeks, and Bank First App every 5 months. Most recently, Westpac was updated on November 1, 2026 and Bank First App on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*