# Westpac vs ANZ Digital Key

The clearest difference is rating: Westpac at 4.6 against ANZ Digital Key's 4.0. Westpac also leads on update cadence (fortnightly vs every 5 months) and ratings volume (355 vs 4). ANZ Digital Key's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Westpac holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: Westpac has 355 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 33% of Westpac's written reviews are positive against 25% of ANZ Digital Key's.

Westpac ships an update fortnightly, ANZ Digital Key every 5 months. The most recent releases landed on September 26, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Westpac | ANZ Digital Key |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (355 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/anz-digital-key/id1352218608/reviews) |
| Number of ratings | **355** | 4 |
| Positive reviews | **33.4% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 5 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 265 MB | 55 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) | [ANZ Banking Group Limited](https://appshunter.io/developer/351748977) |

## What reviewers say

### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure banking, Smart tools, Money management, Financial insights, Personal and business banking, Easy payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


### ANZ Digital Key

[App page](https://appshunter.io/ios/app/anz-digital-key/id1352218608)

Securely log in and approve transactions for specific ANZ digital channels using biometric authentication or a PIN. This free app offers a faster and more convenient way to manage your banking securely.

**Highlights:** Biometric login (Face ID, Fingerprint ID), PIN authentication, Secure transaction approval, Faster banking access, Enhanced channel security

**In-app purchases:** none


## Frequently asked questions

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Is ANZ Digital Key free?

ANZ Digital Key is free to download, with no in-app purchases.

### Which has better reviews, Westpac or ANZ Digital Key?

Westpac is rated higher. Westpac averages 4.6 out of 5 from 355 ratings, while ANZ Digital Key averages 4.0 from 4 ratings.

### Do Westpac or ANZ Digital Key have ads?

Westpac shows ads; ANZ Digital Key does not.

### Which is updated more often, Westpac or ANZ Digital Key?

Westpac ships an update fortnightly, and ANZ Digital Key every 5 months. Most recently, Westpac was updated on September 26, 2026 and ANZ Digital Key on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*