# Westpac vs Latitude App

The clearest difference is ads: Latitude App at none against Westpac's shown. Latitude App also leads on monetization model (free vs free with in-app purchases) and review sentiment (49% vs 33%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for Westpac against 4.6 for Latitude App. Both are backed by a comparable volume of ratings — 356 and 162 respectively. Written reviews are what separate them: 33% of Westpac's written reviews are positive against 49% of Latitude App's.

Westpac ships an update every 2 weeks, Latitude App fortnightly. Both last shipped on October 27, 2026.

## The numbers

| Metric | Westpac | Latitude App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (356 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews)** | [4.6 (162 ratings)](https://appshunter.io/ios/app/latitude-app/id1373059866/reviews) |
| Number of ratings | **356** | 162 |
| Positive reviews | 32.9% of reviews | **48.5% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 264 MB | 200 MB |
| Requires iOS | 16.0 | 16 |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) | [Latitude Financial Services Australia Holdings Pty Ltd](https://appshunter.io/developer/1098018094) |

## What reviewers say

### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure banking, Smart tools, Money management, Financial insights, Personal and business banking, Easy payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


### Latitude App

[App page](https://appshunter.io/ios/app/latitude-app/id1373059866)

Manage all your credit card accounts and finances in one secure mobile application. Access balances, view transactions, lock your card, and track spending. Offers promotions, rewards, and in-app messaging for a comprehensive financial overview.

**Highlights:** Access accounts with Touch ID/Face ID, Add card to Apple Wallet, Temporarily lock your card, View balances and transactions, Track spending, Receive push notifications, In-app messaging

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly app
- 🚀 Convenient for payments
- 👍 Great customer service
- 🚀 Efficient and straightforward

**What reviewers complain about**

- 🐛 App crashes or doesn't work
- 🐛 Login issues
- 🐛 Unreliable app
- 💰 Excessive fees and charges
- 🐛 Delayed transaction updates

**Reported bugs**

- App crashes after update
- Unable to log in or create account
- Delayed or missing transaction updates
- Inability to make payments or access account

**Requested features**

- Allow users to select which purchase to apply payments to
- Provide notifications for upcoming payments
- Add ability to lock/unlock card within the app
- Show full transaction details and breakdown
- Improve app stability and reliability


## Frequently asked questions

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Is Latitude App free?

Latitude App is free to download, with no in-app purchases.

### Which has better reviews, Westpac or Latitude App?

Westpac is rated higher. Westpac averages 4.6 out of 5 from 356 ratings, while Latitude App averages 4.6 from 162 ratings.

### Do Westpac or Latitude App have ads?

Westpac shows ads; Latitude App does not.

### Which is updated more often, Westpac or Latitude App?

Westpac ships an update every 2 weeks, and Latitude App fortnightly. Most recently, Westpac was updated on October 27, 2026 and Latitude App on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*