# Westpac vs Plum

The clearest difference is ads: Plum at none against Westpac's shown. Plum also leads on rating (5.0 vs 4.6) and monetization model (free vs free with in-app purchases). Westpac's advantage is update cadence (every 2 weeks vs every 4 months) and ratings volume (356 vs 1). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Plum holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Westpac has 356 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 33% of Westpac's written reviews are positive against 10% of Plum's, so the app with the better star average is not the one people write more warmly about.

Westpac ships an update every 2 weeks, Plum every 4 months. The most recent releases landed on October 20, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Westpac | Plum |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (356 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/plum/id1492650630/reviews)** |
| Number of ratings | **356** | 1 |
| Positive reviews | **33.4% of reviews** | 9.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 264 MB | 48 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) | [IOOF Service Co Pty Ltd](https://appshunter.io/developer/1453139490) |

## What reviewers say

### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure banking, Smart tools, Money management, Financial insights, Personal and business banking, Easy payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


### Plum

[App page](https://appshunter.io/ios/app/plum/id1492650630)

Easily check your superannuation balance, view recent contributions, and review account transactions. Update your personal details securely. Requires online Plum access to use.

**Highlights:** View super balance, Check last contribution, List of transactions, Update personal details, Quick and easy access

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Is Plum free?

Plum is free to download, with no in-app purchases.

### Which has better reviews, Westpac or Plum?

Plum is rated higher. Westpac averages 4.6 out of 5 from 356 ratings, while Plum averages 5.0 from 1 ratings.

### Do Westpac or Plum have ads?

Westpac shows ads; Plum does not.

### Which is updated more often, Westpac or Plum?

Westpac ships an update every 2 weeks, and Plum every 4 months. Most recently, Westpac was updated on October 20, 2026 and Plum on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*