# Westpac vs Hostplus

The clearest difference is ads: Hostplus at none against Westpac's shown. Hostplus also leads on monetization model (free vs free with in-app purchases) and rating (4.9 vs 4.6). Westpac's advantage is update cadence (fortnightly vs every 2 months) and ratings volume (355 vs 80). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hostplus holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 355 and 80 respectively. Written reviews point the same way: 33% of Westpac's written reviews are positive against 49% of Hostplus's.

Westpac ships an update fortnightly, Hostplus every 2 months. Both last shipped on October 1, 2026.

## The numbers

| Metric | Westpac | Hostplus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (355 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews) | **[4.9 (80 ratings)](https://appshunter.io/ios/app/hostplus/id1499755194/reviews)** |
| Number of ratings | **355** | 80 |
| Positive reviews | 33.4% of reviews | **49.2% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 265 MB | 30 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) | [HOSTPLUS Super](https://appshunter.io/developer/960507091) |

## What reviewers say

### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure banking, Smart tools, Money management, Financial insights, Personal and business banking, Easy payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


### Hostplus

[App page](https://appshunter.io/ios/app/hostplus/id1499755194)

Manage your superannuation and insurance on the go. Check your balance, track contributions, and access useful features securely. Designed for existing members, it offers a simple and intuitive experience.

**Highlights:** Check account balance, Track contributions, View insurance details, Secure login (PIN, Touch ID, Face ID), Simple and easy to understand

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate interface
- 📱 Clean, modern, and intuitive design
- ⚡ Quick access to balance and account information
- 📊 Helpful graphs and visual balance tracking
- 🔔 Real-time balance update notifications

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- ⏱️ Slow loading times and laggy performance
- 🔄 Frequent maintenance windows and downtime
- ❌ Login failures and authentication issues
- 📉 Real-time balance updates degraded to 1-2 days

**Reported bugs**

- App stuck on loading screen after PIN entry
- Login button unresponsive after recent updates
- Error 122: Minimum security requirements violation
- Unexpected error messages preventing app access
- Session timeout during password recovery

**Requested features**

- Historical balance tracking by specific dates
- Financial year earnings breakdown (not just 12 months)
- Better graphs and detailed performance analysis
- Investment switching capability on app
- Two-factor authentication via authenticator app


## Frequently asked questions

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Is Hostplus free?

Hostplus is free to download, with no in-app purchases.

### Which has better reviews, Westpac or Hostplus?

Hostplus is rated higher. Westpac averages 4.6 out of 5 from 355 ratings, while Hostplus averages 4.9 from 80 ratings.

### Do Westpac or Hostplus have ads?

Westpac shows ads; Hostplus does not.

### Which is updated more often, Westpac or Hostplus?

Westpac ships an update fortnightly, and Hostplus every 2 months. Most recently, Westpac was updated on October 1, 2026 and Hostplus on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*