# Westpac vs MoneyFirst

The clearest difference is ads: MoneyFirst at none against Westpac's shown. MoneyFirst also leads on monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Westpac ships an update every 2 weeks, MoneyFirst monthly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Westpac | MoneyFirst |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (356 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews)** | — |
| Number of ratings | **356** | — |
| Positive reviews | **32.9% of reviews** | 31.1% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 264 MB | 65 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) | [Money FIrst](https://appshunter.io/developer/1528141139) |

## What reviewers say

### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure banking, Smart tools, Money management, Financial insights, Personal and business banking, Easy payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


### MoneyFirst

[App page](https://appshunter.io/ios/app/moneyfirst/id1617965466)

Send INR(D) internationally without any charges on a secure platform. Enjoy instant transfers with the highest exchange rates and 24/7 customer support. Send as little as A$1 with no minimum limits.

**Highlights:** Zero-cost INR(D) transfers, Highest exchange rates, Instant international transfers, 24/7 customer support, Govt. registered and secure, No minimum transfer limit

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Competitive exchange rates compared to competitors
- 👍 User-friendly interface and easy to use
- 🔄 Zero fees for transfers
- ⚡ Quick turnaround time when working properly

**What reviewers complain about**

- ⏱️ Extremely long transaction processing times (5-30+ days)
- 📞 Poor and unresponsive customer support
- 🚫 Frequent broken promises about delivery timelines
- 💔 Unreliable service with no accountability
- 🤐 Generic templated responses from support team

**Reported bugs**

- Transactions stuck in pending status indefinitely
- Money not appearing in recipient accounts despite app showing success
- Wallet funds not displaying correctly
- Login and account access issues
- System bugs preventing transaction completion

**Requested features**

- Faster transaction processing (24-48 hour guarantee)
- Improved customer support responsiveness
- Real-time transaction status updates
- Ability to cancel pending transactions
- Support for NRE and NRO Indian accounts


## Frequently asked questions

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Is MoneyFirst free?

MoneyFirst is free to download, with no in-app purchases.

### Do Westpac or MoneyFirst have ads?

Westpac shows ads; MoneyFirst does not.

### Which is updated more often, Westpac or MoneyFirst?

Westpac ships an update every 2 weeks, and MoneyFirst monthly. Most recently, Westpac was updated on October 29, 2026 and MoneyFirst on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*