# Westpac vs Expand

The clearest difference is ads: Expand at none against Westpac's shown. Westpac's advantage is review sentiment (33% vs 5%) and update cadence (fortnightly vs every 2 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Westpac ships an update fortnightly, Expand every 2 months. Both last shipped on September 23, 2026.

## The numbers

| Metric | Westpac | Expand |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (343 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews)** | — |
| Number of ratings | **343** | — |
| Positive reviews | **33.2% of reviews** | 4.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 247 MB | 119 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) | [IOOF Service Co Pty Ltd](https://appshunter.io/developer/1453139490) |

## What reviewers say

### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure banking, Smart tools, Money management, Financial insights, Personal and business banking, Easy payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


### Expand

[App page](https://appshunter.io/ios/app/expand/id1639028058)

Manage your investment accounts securely and conveniently. Track transactions, view performance with interactive graphs, and update personal details. Download statements and access adviser contact information.

**Highlights:** Access multiple investment accounts, Secure login with biometrics, View transactions and performance, Interactive balance graphs, Update personal details and beneficiaries, Download statements and reports

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Information is good when accessible
- 👍 App works well sometimes
- 👍 Quick to run reports (when functional)
- 👍 Easy to see account balance (when functional)

**What reviewers complain about**

- 🐛 Constant login issues
- 🐛 App frequently crashes
- 🐛 Blank/white screen on launch
- 🐛 Face ID/facial recognition not working
- 🐛 Password reset required often

**Reported bugs**

- Login screen freezes
- App crashes on opening
- Blank white screen on launch
- Face ID/facial recognition fails
- Password reset loop

**Requested features**

- Fix facial recognition
- Improve app stability
- Address portrait-only mode on tablets
- Invest in app development and maintenance
- Communicate with customers about fixes


## Frequently asked questions

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Is Expand free?

Expand is free to download, with no in-app purchases.

### Do Westpac or Expand have ads?

Westpac shows ads; Expand does not.

### Which is updated more often, Westpac or Expand?

Westpac ships an update fortnightly, and Expand every 2 months. Most recently, Westpac was updated on September 23, 2026 and Expand on September 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*