# Westpac vs HUB24

The clearest difference is ads: HUB24 at none against Westpac's shown. HUB24 also leads on monetization model (free vs free with in-app purchases) and iOS requirement (10.0 vs 16.0). Westpac's advantage is review sentiment (33% vs 2%) and update cadence (fortnightly vs every 6 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Westpac ships an update fortnightly, HUB24 every 6 months. The most recent releases landed on September 26, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Westpac | HUB24 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (355 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews)** | — |
| Number of ratings | **355** | — |
| Positive reviews | **33.4% of reviews** | 1.9% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 6 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 265 MB | 0 MB |
| Requires iOS | 16.0 | **10.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) | [Hub24 Pty Ltd](https://appshunter.io/developer/397323098) |

## What reviewers say

### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure banking, Smart tools, Money management, Financial insights, Personal and business banking, Easy payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


### HUB24

[App page](https://appshunter.io/ios/app/hub24/id397323095)

This app provides on-the-go access to your financial accounts. Advisers can manage client portfolios, transact, and download reports. Clients can view account snapshots, performance, and download statements.

**Highlights:** Full platform functionality for advisers, Transact on client accounts, Download reports and statements, Check FUM and performance, View asset valuations, Account snapshot for clients

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers complain about**

- ❌ Difficult login process
- ❌ App crashes frequently
- ❌ Outdated user interface
- ❌ Poor navigation
- ❌ Lacks basic features

**Reported bugs**

- Login fields shift focus
- Buttons are disabled
- App freezes
- UI glitches
- App crashes on startup

**Requested features**

- Support for password managers (autofill, copy-paste)
- Face ID/Touch ID/Biometric login
- Persistent login sessions
- PIN login option
- Native app development


## Frequently asked questions

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Is HUB24 free?

HUB24 is free to download, with no in-app purchases.

### Do Westpac or HUB24 have ads?

Westpac shows ads; HUB24 does not.

### Which is updated more often, Westpac or HUB24?

Westpac ships an update fortnightly, and HUB24 every 6 months. Most recently, Westpac was updated on September 26, 2026 and HUB24 on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*