# Westpac vs Bendigo Bank

The clearest difference is ads: Bendigo Bank at none against Westpac's shown. Bendigo Bank also leads on review sentiment (55% vs 34%) and monetization model (free vs ad-supported). Westpac's advantage is ratings volume (357 vs 67). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for Westpac against 4.7 for Bendigo Bank. That said, the two scores are not equally well evidenced: Westpac has 357 ratings behind it against 67, so its average is the more settled of the two. Written reviews are what separate them: 34% of Westpac's written reviews are positive against 55% of Bendigo Bank's.

Westpac ships an update every 3 weeks, Bendigo Bank fortnightly. Both last shipped on November 10, 2026.

## The numbers

| Metric | Westpac | Bendigo Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (357 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews) | **[4.7 (67 ratings)](https://appshunter.io/ios/app/bendigo-bank/id482844929/reviews)** |
| Number of ratings | **357** | 67 |
| Positive reviews | 33.7% of reviews | **55.5% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Ad-supported | **Free** |
| Size | 269 MB | 37 MB |
| Requires iOS | 16.0 | **15.4** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) | [Bendigo and Adelaide Bank Ltd](https://appshunter.io/developer/482844932) |

## What reviewers say

### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances securely and efficiently with this banking app. It offers tools for everyday banking, money management, and insights to help you plan and increase your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure everyday banking, Money management tools, Financial insights, Personal and business account switching, Cardless cash withdrawals

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


### Bendigo Bank

[App page](https://appshunter.io/ios/app/bendigo-bank/id482844929)

Manage your everyday banking, payments, and card controls securely and conveniently.  Check balances, transfer funds, pay bills, and protect your cards with advanced security features.

**Highlights:** Check balance at a glance, View transaction history, Instant Proof of Account PDF, Send money with PayID and Osko, Approve multi-signature payments, Full card controls (block, report lost/stolen), Secure login with Face ID/Touch ID/PIN

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Straightforward and efficient
- 🔒 Good security features
- 💳 Ability to manage multiple accounts
- 🏦 Reliable and trustworthy bank

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⏱️ Slow app performance and long load times
- 🔒 Overly complex security measures
- 📱 Limited functionality compared to other banking apps
- 🔕 Lack of transaction notifications and alerts

**Reported bugs**

- App freezing and crashing on login
- Security upgrades causing account lockouts
- Inability to access online banking on certain devices
- Unreliable app availability due to frequent maintenance

**Requested features**

- Push notifications for transactions
- Advanced budgeting and savings tools
- Dark mode option
- Ability to use app on multiple devices
- Improved transaction details and categorization


## Frequently asked questions

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Is Bendigo Bank free?

Bendigo Bank is free to download, with no in-app purchases.

### Which has better reviews, Westpac or Bendigo Bank?

Bendigo Bank is rated higher. Westpac averages 4.6 out of 5 from 357 ratings, while Bendigo Bank averages 4.7 from 67 ratings.

### Do Westpac or Bendigo Bank have ads?

Westpac shows ads; Bendigo Bank does not.

### Which is updated more often, Westpac or Bendigo Bank?

Westpac ships an update every 3 weeks, and Bendigo Bank fortnightly. Most recently, Westpac was updated on November 10, 2026 and Bendigo Bank on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*