# Westpac vs payc

The clearest difference is ads: payc at none against Westpac's shown. payc also leads on monetization model (free vs free with in-app purchases). Westpac's advantage is review sentiment (33% vs 0%). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Westpac ships an update fortnightly, payc every 9 days. The most recent releases landed on October 15, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Westpac | payc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (355 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews)** | — |
| Number of ratings | **355** | — |
| Positive reviews | **33.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 265 MB | 23 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) | [Barcats Pty Ltd](https://appshunter.io/developer/1712242173) |

## What reviewers say

### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure banking, Smart tools, Money management, Financial insights, Personal and business banking, Easy payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


### payc

[App page](https://appshunter.io/ios/app/payc/id6469583369)

This platform connects hospitality workers with flexible job opportunities and ensures fast payment for shifts worked. Find casual work in cafes, bars, and hotels that fits your schedule and get paid quickly.

**Highlights:** Find casual hospitality gigs, Flexible work hours, Fast payment processing, Work in various venues, Upfront pay visibility

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Is payc free?

payc is free to download, with no in-app purchases.

### Do Westpac or payc have ads?

Westpac shows ads; payc does not.

### Which is updated more often, Westpac or payc?

Westpac ships an update fortnightly, and payc every 9 days. Most recently, Westpac was updated on October 15, 2026 and payc on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*