# Westpac vs Pyng

The clearest difference is rating: Westpac at 4.6 against Pyng's 4.0. Westpac also leads on ratings volume (355 vs 4). Pyng's advantage is ads (none vs shown) and review sentiment (50% vs 33%). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Westpac holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: Westpac has 355 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 33% of Westpac's written reviews are positive against 50% of Pyng's, so the app with the better star average is not the one people write more warmly about.

Westpac ships an update fortnightly, Pyng weekly. The most recent releases landed on October 18, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Westpac | Pyng |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (355 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/pyng/id6483862761/reviews) |
| Number of ratings | **355** | 4 |
| Positive reviews | 33.4% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 265 MB | 42 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) | [Pyng Payments Pty Ltd](https://appshunter.io/developer/1740303483) |

## What reviewers say

### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure banking, Smart tools, Money management, Financial insights, Personal and business banking, Easy payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


### Pyng

[App page](https://appshunter.io/ios/app/pyng/id6483862761)

This app offers a secure and cost-effective payment solution by allowing users to pay directly from their bank accounts. It eliminates surcharges for both users and merchants, ensuring your money remains safe and under your control.

**Highlights:** Zero surcharges for users and merchants, Direct payment from bank account, Enhanced security through bank authentication, Set spending limits, QR code payment integration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Is Pyng free?

Pyng is free to download, with no in-app purchases.

### Which has better reviews, Westpac or Pyng?

Westpac is rated higher. Westpac averages 4.6 out of 5 from 355 ratings, while Pyng averages 4.0 from 4 ratings.

### Do Westpac or Pyng have ads?

Westpac shows ads; Pyng does not.

### Which is updated more often, Westpac or Pyng?

Westpac ships an update fortnightly, and Pyng weekly. Most recently, Westpac was updated on October 18, 2026 and Pyng on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*