# sejf vs MONETA Smart Banka

The clearest difference is review sentiment: MONETA Smart Banka at 53% against sejf's 11%. MONETA Smart Banka also leads on update cadence (every 10 days vs monthly) and device support (5 vs 2). sejf's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

sejf ships an update monthly, MONETA Smart Banka every 10 days. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | sejf | MONETA Smart Banka |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (495 ratings)](https://appshunter.io/ios/app/moneta-smart-banka/id1122443334/reviews)** |
| Number of ratings | — | **495** |
| Positive reviews | 11.1% of reviews | **52.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 10 days** |
| Monetization | Free | Free |
| Size | 118 MB | 375 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac, Apple TV, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [DIRECT pay](https://appshunter.io/developer/301404276) | [MONETA Money Bank, a.s](https://appshunter.io/developer/483589701) |

## What reviewers say

### sejf

[App page](https://appshunter.io/ios/app/sejf/id301404273)

This app simplifies purchasing public transport tickets and parking permits across the Czech Republic. It offers a wide range of payment options and real-time traffic information, ensuring quick and secure transactions for your daily commute or travel needs.

**Highlights:** Easy ticket and parking purchase, Multiple payment methods (Apple Pay, card, SMS, m-payment), Real-time transport connection search, Ticket and parking expiry notifications, Instant payment confirmation, Digital tax receipts for parking

**Features:** macOS Compatibility

**In-app purchases:** none


### MONETA Smart Banka

[App page](https://appshunter.io/ios/app/moneta-smart-banka/id1122443334)

Manage your bank accounts conveniently from your phone with this free mobile banking application. Open accounts remotely, check balances, make payments, and access various banking services securely. It offers features like card management, loan overviews, and ATM locators.

**Highlights:** Remote account opening, Check account balances, Make payments and top up credit, Card management (blocking, limits), Loan and investment overviews, ATM locator with filters, Secure PIN and Touch ID login

**Features:** Apple Wallet, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and simple
- 🚀 Fast and efficient
- 💯 Reliable and stable (historically)
- ✨ Modern design (for some)
- ✅ Many useful features

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐌 Slow loading times
- 😵 Messy and hard to navigate
- ❌ Unreliable, often not working
- 🫥 Login issues and errors

**Reported bugs**

- Widget not working correctly after update
- App crashes on start
- Account opening not possible through mobile app
- Sudden shutdowns and inability to move between tabs
- Error during activation, cannot activate via internet banking

**Requested features**

- Add ability to categorize payments
- Improve investment details view with time periods
- Allow adding investments to the first main page
- Add portrait mode for iPad
- Option to change design to older version


## Frequently asked questions

### Is sejf free?

sejf is free to download, with no in-app purchases.

### Is MONETA Smart Banka free?

MONETA Smart Banka is free to download, with no in-app purchases.

### Do sejf or MONETA Smart Banka have ads?

Neither sejf nor MONETA Smart Banka shows ads.

### Which is updated more often, sejf or MONETA Smart Banka?

sejf ships an update monthly, and MONETA Smart Banka every 10 days. Most recently, sejf was updated on October 24, 2026 and MONETA Smart Banka on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*