# sejf vs ČSOB Smart

The clearest difference is review sentiment: ČSOB Smart at 37% against sejf's 11%. sejf's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.0 vs 16.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 29, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | sejf | ČSOB Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (748 ratings)](https://appshunter.io/ios/app/csob-smart/id1528483245/reviews)** |
| Number of ratings | — | **748** |
| Positive reviews | 11.1% of reviews | **36.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 118 MB | 300 MB |
| Requires iOS | **14.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [DIRECT pay](https://appshunter.io/developer/301404276) | [Československá obchodní banka, a.s.](https://appshunter.io/developer/479852418) |

## What reviewers say

### sejf

[App page](https://appshunter.io/ios/app/sejf/id301404273)

This app simplifies purchasing public transport tickets and parking permits across the Czech Republic. It offers a wide range of payment options and real-time traffic information, ensuring quick and secure transactions for your daily commute or travel needs.

**Highlights:** Easy ticket and parking purchase, Multiple payment methods (Apple Pay, card, SMS, m-payment), Real-time transport connection search, Ticket and parking expiry notifications, Instant payment confirmation, Digital tax receipts for parking

**Features:** macOS Compatibility

**In-app purchases:** none


### ČSOB Smart

[App page](https://appshunter.io/ios/app/csob-smart/id1528483245)

Manage your entire banking and insurance needs from your mobile device. Open new accounts, track all your finances, make payments, and handle insurance claims and policies with ease. Securely access your accounts and customize your experience.

**Highlights:** Open new accounts, Track account balances, Scan and pay invoices, Manage loans and mortgages, Control bank cards, Arrange insurance and loans, Manage insurance contracts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Consistent app design
- 🚀 Reliable and stable
- 💡 Useful features like Kate assistant

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- ⏱️ Slow performance and long loading times
- 🤔 Confusing UI and navigation
- 🤯 Forced updates and compatibility issues

**Reported bugs**

- Disappearing account balances and interest payments
- Payments not processed immediately
- Repeated login failures

**Requested features**

- Add support for older iOS versions
- Improve transaction history and search
- Introduce more language options
- Provide iPad-optimized layout


## Frequently asked questions

### Is sejf free?

sejf is free to download, with no in-app purchases.

### Is ČSOB Smart free?

ČSOB Smart is free to download, with no in-app purchases.

### Do sejf or ČSOB Smart have ads?

Neither sejf nor ČSOB Smart shows ads.

### Which is updated more often, sejf or ČSOB Smart?

sejf ships an update monthly, and ČSOB Smart monthly. Most recently, sejf was updated on September 29, 2026 and ČSOB Smart on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*