# sejf vs Settle Up

The clearest difference is review sentiment: Settle Up at 59% against sejf's 11%. sejf's advantage is in-app purchases (none vs 14) and ads (none vs shown). On price, update cadence and device support there is nothing between them.

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month. sejf asks for nothing beyond the download.

sejf ships an update monthly, Settle Up every 2 weeks. The most recent releases landed on September 29, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | sejf | Settle Up |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985/reviews)** |
| Number of ratings | — | **1.7K** |
| Positive reviews | 11.1% of reviews | **58.5% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 118 MB | 103 MB |
| Requires iOS | **14.0** | 17.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [DIRECT pay](https://appshunter.io/developer/301404276) | [Step Up Labs, Inc.](https://appshunter.io/developer/1109834817) |

## What reviewers say

### sejf

[App page](https://appshunter.io/ios/app/sejf/id301404273)

This app simplifies purchasing public transport tickets and parking permits across the Czech Republic. It offers a wide range of payment options and real-time traffic information, ensuring quick and secure transactions for your daily commute or travel needs.

**Highlights:** Easy ticket and parking purchase, Multiple payment methods (Apple Pay, card, SMS, m-payment), Real-time transport connection search, Ticket and parking expiry notifications, Instant payment confirmation, Digital tax receipts for parking

**Features:** macOS Compatibility

**In-app purchases:** none


### Settle Up

[App page](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985)

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

**Highlights:** Track shared expenses, Manage IOUs, Handle complex splits, Multiple payers support, Offline functionality, Real-time exchange rates, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $19.99 | per year |
| Group Premium for 1 week | $5.99 | one-time |
| Group Premium for 2 weeks | $9.99 | one-time |
| Group Premium for 2 months | $14.99 | one-time |
| Group Premium for 1 month | $14.99 | one-time |
| Group Premium for 2 months | $29.99 | one-time |
| Group Premium | $39.99 | one-time |
| Group Premium for 1 year | $39.99 | one-time |
| Lifetime Group Premium | $149.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings

**What reviewers complain about**

- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login

**Reported bugs**

- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad

**Requested features**

- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)


## Frequently asked questions

### Is sejf free?

sejf is free to download, with no in-app purchases.

### Is Settle Up free?

Settle Up is free to download, with in-app purchases available.

### Do sejf or Settle Up have ads?

Settle Up shows ads; sejf does not.

### Which is updated more often, sejf or Settle Up?

sejf ships an update monthly, and Settle Up every 2 weeks. Most recently, sejf was updated on September 29, 2026 and Settle Up on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*