# futureMillionaire vs Payment Calculator

The clearest difference is price: Payment Calculator at Free against futureMillionaire's $2.99. Payment Calculator also leads on ratings volume (23 vs 1). futureMillionaire's advantage is rating (5.0 vs 4.3) and in-app purchases (none vs 1). On ads and device support there is nothing between them.

Payment Calculator is free to download; futureMillionaire costs $2.99 up front. Payment Calculator sells 1 one-off in-app purchase. futureMillionaire asks for nothing beyond the download.

futureMillionaire holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Payment Calculator has 23 ratings behind it against 1, so its average is the more settled of the two.

futureMillionaire ships an update every 3 weeks, Payment Calculator every 13 months. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | futureMillionaire | Payment Calculator |
| --- | --- | --- |
| Price | $2.99 | **Free** |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/futuremillionaire/id302334852/reviews)** | [4.3 (23 ratings)](https://appshunter.io/ios/app/payment-calculator-repayment/id1589639737/reviews) |
| Number of ratings | 1 | **23** |
| Positive reviews | 59.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 13 months |
| Monetization | Paid | **Free with in-app purchases** |
| Size | 28 MB | 1 MB |
| Requires iOS | **13.4** | 16 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [studio.201 software GmbH](https://appshunter.io/developer/302334855) | [Phan Nhat Đang](https://appshunter.io/developer/1437390098) |

## What reviewers say

### futureMillionaire

[App page](https://appshunter.io/ios/app/futuremillionaire/id302334852)

Calculate compound interest with adjustable tax rates and savings plans. Compare complex austerity plans with simple investments in real-time. Plan for long-term financial goals, including retirement.

**Highlights:** Compound interest calculation, Adjustable tax rates, Savings plan comparison, Real-time fortune growth visualization, Dynamic savings duration adjustment, Interest charge frequency options

**Features:** Vision Pro support

**In-app purchases:** none


### Payment Calculator

[App page](https://appshunter.io/ios/app/payment-calculator-repayment/id1589639737)

Easily calculate monthly loan payments based on loan term or desired monthly amount. Generates a detailed payment schedule for clarity. Designed for intuitive and straightforward use.

**Highlights:** Monthly payment calculation, Loan term input, Monthly payment input, Payment schedule generation, Intuitive interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock all features | $2.99 | one-time |


## Frequently asked questions

### Is futureMillionaire free?

futureMillionaire costs $2.99, with no in-app purchases.

### Is Payment Calculator free?

Payment Calculator is free to download, with in-app purchases available.

### Which has better reviews, futureMillionaire or Payment Calculator?

futureMillionaire is rated higher. futureMillionaire averages 5.0 out of 5 from 1 ratings, while Payment Calculator averages 4.3 from 23 ratings.

### Do futureMillionaire or Payment Calculator have ads?

Neither futureMillionaire nor Payment Calculator shows ads.

### Which is updated more often, futureMillionaire or Payment Calculator?

futureMillionaire ships an update every 3 weeks, and Payment Calculator every 13 months. Most recently, futureMillionaire was updated on October 31, 2026 and Payment Calculator on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*