# PNC Mobile Banking vs Discover Mobile

PNC Mobile Banking and Discover Mobile both sit at 4.8 stars, but that hides the real split: 63% of Discover Mobile's written reviews are positive against 46% of PNC Mobile Banking's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for PNC Mobile Banking against 4.9 for Discover Mobile. Both are backed by a comparable volume of ratings — 2.1M and 5.2M respectively. Written reviews are what separate them: 46% of PNC Mobile Banking's written reviews are positive against 63% of Discover Mobile's.

PNC Mobile Banking ships an update every 3 weeks, Discover Mobile fortnightly. Both last shipped on October 24, 2026.

## The numbers

| Metric | PNC Mobile Banking | Discover Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.1M ratings)](https://appshunter.io/ios/app/pnc-mobile-banking/id303113127/reviews) | **[4.9 (5.2M ratings)](https://appshunter.io/ios/app/discover-mobile/id338010821/reviews)** |
| Number of ratings | 2.1M | **5.2M** |
| Positive reviews | 46.0% of reviews | **63.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Best chart rank | **#79** | #108 |
| Size | 506 MB | 190 MB |
| Requires iOS | 17.0 | **16.1** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [PNC Bank, N.A.](https://appshunter.io/developer/303113130) | [Discover Financial Services](https://appshunter.io/developer/338010824) |

## What reviewers say

### PNC Mobile Banking

[App page](https://appshunter.io/ios/app/pnc-mobile-banking/id303113127)

**Currently charting:** #79 Top Free · Finance (US App Store)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

**Highlights:** Check account balances and transactions, Secure sign-on with biometrics, Send money with Zelle®, Transfer funds between accounts, Mobile check deposit, Bill payment, Card management and locking, ATM and branch locator

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 🔒 Secure transactions
- 👍 Friendly and helpful customer service
- 🚀 Easy check deposit via mobile app
- 👍 Reliable and consistent app experience

**What reviewers complain about**

- 🐛 Frequent app crashes and glitches
- 🔒 Security issues with data breaches
- 💰 Excessive fees and overdraft charges
- 🕰️ Slow processing of mobile deposits
- 👎 Confusing and unintuitive user interface

**Reported bugs**

- Mobile check deposit not working properly
- Inability to log out from within the app
- Accounts not displaying correctly
- Zelle integration issues causing failed transfers
- App crashing during routine transactions

**Requested features**

- Ability to view pending deposits
- Option to set up automatic bill payments
- Improved mobile check deposit functionality
- Support for biometric login (e.g. Face ID, Touch ID)
- Easier access to account details and transaction history


### Discover Mobile

[App page](https://appshunter.io/ios/app/discover-mobile/id338010821)

**Currently charting:** #108 Top Free · Finance (US App Store)

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

**Highlights:** Account balance and transaction viewing, Payment management and scheduling, Rewards redemption, FICO Credit Score access, Account freezing, Mobile check deposit, Secure messaging

**Features:** Apple Wallet, iMessage stickers

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 🚀 Smooth and easy-to-use app
- 💳 Great credit card with rewards
- 🔒 Secure and reliable
- 💳 Helpful for building credit

**What reviewers complain about**

- 🐛 App crashes and bugs
- 🤖 Poor customer service and unresponsive to issues
- 💳 Difficult to get credit limit increases
- 💳 Unfair credit reporting practices
- 💳 Holding funds hostage and difficult to access money

**Reported bugs**

- App crashes on launch for some users
- Inconsistent behavior when scheduling payments
- Incorrect credit score reporting and account information

**Requested features**

- Allow more than 3 weeks of transaction history in the app
- Improve login process and Face ID/Touch ID functionality
- Provide more transparency and control over account settings
- Enhance international usage and support


## Frequently asked questions

### Is PNC Mobile Banking free?

PNC Mobile Banking is free to download, with no in-app purchases.

### Is Discover Mobile free?

Discover Mobile is free to download, with no in-app purchases.

### Which has better reviews, PNC Mobile Banking or Discover Mobile?

Discover Mobile is rated higher. PNC Mobile Banking averages 4.8 out of 5 from 2.1M ratings, while Discover Mobile averages 4.9 from 5.2M ratings.

### Do PNC Mobile Banking or Discover Mobile have ads?

Neither PNC Mobile Banking nor Discover Mobile shows ads.

### Which is updated more often, PNC Mobile Banking or Discover Mobile?

PNC Mobile Banking ships an update every 3 weeks, and Discover Mobile fortnightly. Most recently, PNC Mobile Banking was updated on October 24, 2026 and Discover Mobile on October 24, 2026.

### Which is more popular, PNC Mobile Banking or Discover Mobile?

PNC Mobile Banking currently peaks at #79 in the App Store charts, and Discover Mobile at #108. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*