# IOUOI vs HomePride Lending

The clearest difference is rating: HomePride Lending at 5.0 against IOUOI's 3.6. IOUOI's advantage is ratings volume (7 vs 2) and iOS requirement (13.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HomePride Lending holds the better App Store score, 5.0 against 3.6. Both are backed by a comparable volume of ratings — 7 and 2 respectively.

IOUOI ships an update every 5 months, HomePride Lending every 3 months. The most recent releases landed on October 31, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | IOUOI | HomePride Lending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (7 ratings)](https://appshunter.io/ios/app/iouoi/id305255380/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/homepride-lending/id1664979245/reviews)** |
| Number of ratings | **7** | 2 |
| Positive reviews | 70.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 3 MB | 97 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Sucheta Khot](https://appshunter.io/developer/1513401365) | [American Financial Network](https://appshunter.io/developer/1252751643) |

## What reviewers say

### IOUOI

[App page](https://appshunter.io/ios/app/iouoi/id305255380)

Easily track all your borrowing and lending activities for both money and items. Assign monetary values, organize by category, and manage payments with due dates and reminder emails. Keep a history of all past transactions.

**Highlights:** Track money and item borrowings/lendings, Assign monetary value to items, Organize by category, Close entries upon return, Password protection, Send reminder emails, Due date support

**Features:** macOS Compatibility

**In-app purchases:** none


### HomePride Lending

[App page](https://appshunter.io/ios/app/homepride-lending/id1664979245)

This application simplifies the home loan process for homebuyers, homeowners looking to refinance, and real estate agents. It aims to make securing a home loan as easy as possible by streamlining the lending and buying experience.

**Highlights:** Home loan application assistance, Refinancing options, Streamlined lending process, Real estate agent tools, Simplified home buying

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IOUOI free?

IOUOI is free to download, with no in-app purchases.

### Is HomePride Lending free?

HomePride Lending is free to download, with no in-app purchases.

### Which has better reviews, IOUOI or HomePride Lending?

HomePride Lending is rated higher. IOUOI averages 3.6 out of 5 from 7 ratings, while HomePride Lending averages 5.0 from 2 ratings.

### Do IOUOI or HomePride Lending have ads?

Neither IOUOI nor HomePride Lending shows ads.

### Which is updated more often, IOUOI or HomePride Lending?

IOUOI ships an update every 5 months, and HomePride Lending every 3 months. Most recently, IOUOI was updated on October 31, 2026 and HomePride Lending on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*