# IOUOI vs LoanBot

The clearest difference is rating: LoanBot at 5.0 against IOUOI's 3.6. LoanBot also leads on update cadence (every 2 weeks vs every 5 months). IOUOI's advantage is iOS requirement (13.0 vs 17.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LoanBot holds the better App Store score, 5.0 against 3.6. Both are backed by a comparable volume of ratings — 7 and 4 respectively.

IOUOI ships an update every 5 months, LoanBot every 2 weeks. The most recent releases landed on October 23, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | IOUOI | LoanBot |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (7 ratings)](https://appshunter.io/ios/app/iouoi/id305255380/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/loanbot/id6747381290/reviews)** |
| Number of ratings | **7** | 4 |
| Positive reviews | 70.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 3 MB | 29 MB |
| Requires iOS | **13.0** | 17.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Sucheta Khot](https://appshunter.io/developer/1513401365) | [LoanBot, LLC](https://appshunter.io/developer/1821157283) |

## What reviewers say

### IOUOI

[App page](https://appshunter.io/ios/app/iouoi/id305255380)

Easily track all your borrowing and lending activities for both money and items. Assign monetary values, organize by category, and manage payments with due dates and reminder emails. Keep a history of all past transactions.

**Highlights:** Track money and item borrowings/lendings, Assign monetary value to items, Organize by category, Close entries upon return, Password protection, Send reminder emails, Due date support

**Features:** macOS Compatibility

**In-app purchases:** none


### LoanBot

[App page](https://appshunter.io/ios/app/loanbot/id6747381290)

Find the ideal mortgage program quickly and easily. This tool intelligently matches you with loan options based on your financial situation, credit, and location. Explore different loan types and potential monthly payments, and connect with experts.

**Highlights:** Intelligent loan program matching, Down payment assistance qualification, Explore FHA, VA, USDA, conventional loans, Estimate monthly payments, Connect with mortgage experts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IOUOI free?

IOUOI is free to download, with no in-app purchases.

### Is LoanBot free?

LoanBot is free to download, with no in-app purchases.

### Which has better reviews, IOUOI or LoanBot?

LoanBot is rated higher. IOUOI averages 3.6 out of 5 from 7 ratings, while LoanBot averages 5.0 from 4 ratings.

### Do IOUOI or LoanBot have ads?

Neither IOUOI nor LoanBot shows ads.

### Which is updated more often, IOUOI or LoanBot?

IOUOI ships an update every 5 months, and LoanBot every 2 weeks. Most recently, IOUOI was updated on October 23, 2026 and LoanBot on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*