# Financial Calculator vs Cencosud Scotiabank

The clearest difference is price: Cencosud Scotiabank at Free against Financial Calculator's $5.99. Cencosud Scotiabank also leads on rating (4.7 vs 3.8) and update cadence (every 3 weeks vs every 5 months). Financial Calculator's advantage is review sentiment (54% vs 18%) and chart position (#104 vs unranked). On ads, in-app purchases, monetization model and device support there is nothing between them.

Cencosud Scotiabank is free to download; Financial Calculator costs $5.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Cencosud Scotiabank holds the better App Store score, 4.7 against 3.8. Both are backed by a comparable volume of ratings — 6 and 28 respectively. Written reviews complicate that: 54% of Financial Calculator's written reviews are positive against 18% of Cencosud Scotiabank's, so the app with the better star average is not the one people write more warmly about.

Financial Calculator ships an update every 5 months, Cencosud Scotiabank every 3 weeks. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Financial Calculator | Cencosud Scotiabank |
| --- | --- | --- |
| Price | $5.99 | **Free** |
| Rating | [3.8 (6 ratings)](https://appshunter.io/ios/app/financial-calculator/id305709452/reviews) | **[4.7 (28 ratings)](https://appshunter.io/ios/app/cencosud-scotiabank/id1528043621/reviews)** |
| Number of ratings | 6 | **28** |
| Positive reviews | **54.3% of reviews** | 18.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Best chart rank | **#104** | — |
| Size | 3 MB | 330 MB |
| Requires iOS | **8.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [joaquin grech](https://appshunter.io/developer/305709455) | [Scotiabank Chile](https://appshunter.io/developer/1110467870) |

## What reviewers say

### Financial Calculator

[App page](https://appshunter.io/ios/app/financial-calculator/id305709452)

**Currently charting:** #104 Top Paid · Finance (US App Store)

This intuitive app offers a powerful and accurate financial calculator for various calculations. It handles time value of money, growing annuities, bond valuation, cash flow analysis, investment analysis (IRR/NPV), and loan amortization. RPN support and near-instantaneous results are also included.

**Highlights:** Time value of money calculations, Growing annuities, Bond valuation, Cash flow analysis, Investment analysis (IRR/NPV), Loan amortization, RPN support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cencosud Scotiabank

[App page](https://appshunter.io/ios/app/cencosud-scotiabank/id1528043621)

Manage your credit card finances with instant digital card access, cash advances, and secure payment options. Control spending, block cards, and access statements easily.

**Highlights:** Instant digital card, Cash advance requests, Secure bill payments, Card management (block/renew), Debt reordering, Expense tracking, Download statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick payments
- 👍 Easy to use
- 👍 Intuitive interface
- 👍 Visible recent movements
- 👍 Clear payment status

**What reviewers complain about**

- 🐛 Payments not updated
- 🐛 App not usable
- 🐛 Facial recognition not working
- 🐛 Purchases not reflected immediately
- 🐛 Incorrect card status

**Reported bugs**

- Payments not updating, showing as current debt
- Facial recognition not functioning for login
- Purchases not reflecting immediately
- App not updated for iPhone 17 Pro Max
- App not downloadable after update prompt

**Requested features**

- Incorporate more user-friendly flows for benefits
- Improve the benefits section
- Add purchase notifications (push or email)
- Add app for Peru
- Improve info on offers, promotions, and discounts


## Frequently asked questions

### Is Financial Calculator free?

Financial Calculator costs $5.99, with no in-app purchases.

### Is Cencosud Scotiabank free?

Cencosud Scotiabank is free to download, with no in-app purchases.

### Which has better reviews, Financial Calculator or Cencosud Scotiabank?

Cencosud Scotiabank is rated higher. Financial Calculator averages 3.8 out of 5 from 6 ratings, while Cencosud Scotiabank averages 4.7 from 28 ratings.

### Do Financial Calculator or Cencosud Scotiabank have ads?

Neither Financial Calculator nor Cencosud Scotiabank shows ads.

### Which is updated more often, Financial Calculator or Cencosud Scotiabank?

Financial Calculator ships an update every 5 months, and Cencosud Scotiabank every 3 weeks. Most recently, Financial Calculator was updated on November 10, 2026 and Cencosud Scotiabank on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*