# Financial Calculator vs 12Calc

The clearest difference is rating: 12Calc at 4.9 against Financial Calculator's 3.8. 12Calc also leads on review sentiment (96% vs 54%) and ratings volume (927 vs 6). Financial Calculator's advantage is price ($5.99 vs $8.99) and iOS requirement (8.0 vs 17.6). On update cadence, ads, in-app purchases and chart position there is nothing between them.

Financial Calculator costs $5.99 and 12Calc $8.99 up front. Neither carries in-app purchases, so what you see is what you pay.

12Calc holds the better App Store score, 4.9 against 3.8. That said, the two scores are not equally well evidenced: 12Calc has 927 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 54% of Financial Calculator's written reviews are positive against 96% of 12Calc's.

Both ship on a similar rhythm, roughly every 5 months. Both last shipped on November 6, 2026.

## The numbers

| Metric | Financial Calculator | 12Calc |
| --- | --- | --- |
| Price | **$5.99** | $8.99 |
| Rating | [3.8 (6 ratings)](https://appshunter.io/ios/app/financial-calculator/id305709452/reviews) | **[4.9 (927 ratings)](https://appshunter.io/ios/app/12calc/id780780002/reviews)** |
| Number of ratings | 6 | **927** |
| Positive reviews | 54.3% of reviews | **95.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | Every 5 months |
| Monetization | **Free** | Paid |
| Best chart rank | #102 | **#56** |
| Size | 3 MB | 6 MB |
| Requires iOS | **8.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [joaquin grech](https://appshunter.io/developer/305709455) | [Ernest Brock](https://appshunter.io/developer/289555912) |

## What reviewers say

### Financial Calculator

[App page](https://appshunter.io/ios/app/financial-calculator/id305709452)

**Currently charting:** #102 Top Paid · Finance (US App Store)

This intuitive app offers a powerful and accurate financial calculator for various calculations. It handles time value of money, growing annuities, bond valuation, cash flow analysis, investment analysis (IRR/NPV), and loan amortization. RPN support and near-instantaneous results are also included.

**Highlights:** Time value of money calculations, Growing annuities, Bond valuation, Cash flow analysis, Investment analysis (IRR/NPV), Loan amortization, RPN support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 12Calc

[App page](https://appshunter.io/ios/app/12calc/id780780002)

**Currently charting:** #56 Top Paid · Finance (US App Store)

This app provides a full-featured financial calculator experience, replicating the functionality of a popular physical model. It offers an audit tape for tracking calculations, a unit converter with currency exchange rates, and various worksheets with interactive graphs for financial analysis. Optimized for modern devices with high-resolution graphics and support for multiple orientations.

**Highlights:** HP12C emulation, Audit tape for calculation history, Unit and currency converter, Interactive financial worksheets, Portrait and landscape views, Contextual help and tutorials, HD graphics with color themes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Financial Calculator free?

Financial Calculator costs $5.99, with no in-app purchases.

### Is 12Calc free?

12Calc costs $8.99, with no in-app purchases.

### Which has better reviews, Financial Calculator or 12Calc?

12Calc is rated higher. Financial Calculator averages 3.8 out of 5 from 6 ratings, while 12Calc averages 4.9 from 927 ratings.

### Do Financial Calculator or 12Calc have ads?

Neither Financial Calculator nor 12Calc shows ads.

### Which is updated more often, Financial Calculator or 12Calc?

Financial Calculator ships an update every 5 months, and 12Calc every 5 months. Most recently, Financial Calculator was updated on November 6, 2026 and 12Calc on November 6, 2026.

### Which is more popular, Financial Calculator or 12Calc?

Financial Calculator currently peaks at #102 in the App Store charts, and 12Calc at #56. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*