# HomeBudget with Sync vs Emma

The clearest difference is price: Emma at Free against HomeBudget with Sync's $4.99. Emma also leads on update cadence (every 6 days vs fortnightly). HomeBudget with Sync's advantage is review sentiment (77% vs 38%) and in-app purchases (none vs 11). On rating, ratings volume, device support and iOS requirement there is nothing between them.

Emma is free to download; HomeBudget with Sync costs $4.99 up front. Emma sells 8 in-app purchases, starting at $4.99 per month. HomeBudget with Sync asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.6 for HomeBudget with Sync against 4.7 for Emma. Both are backed by a comparable volume of ratings — 1.3K and 1.4K respectively. Written reviews are what separate them: 77% of HomeBudget with Sync's written reviews are positive against 38% of Emma's.

HomeBudget with Sync ships an update fortnightly, Emma every 6 days. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | HomeBudget with Sync | Emma |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | [4.6 (1.3K ratings)](https://appshunter.io/ios/app/homebudget-with-sync/id306257910/reviews) | **[4.7 (1.4K ratings)](https://appshunter.io/ios/app/emma-budget-planner-tracker/id1270062373/reviews)** |
| Number of ratings | 1.3K | **1.4K** |
| Positive reviews | **77.1% of reviews** | 38.3% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 6 days** |
| Monetization | Paid | **Free with in-app purchases** |
| Best chart rank | **#17** | — |
| Size | 19 MB | 161 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Anishu, Inc.](https://appshunter.io/developer/306257913) | [Emma Technologies LTD.](https://appshunter.io/developer/1202559061) |

## What reviewers say

### HomeBudget with Sync

[App page](https://appshunter.io/ios/app/homebudget-with-sync/id306257910)

**Currently charting:** #17 Top Paid · Finance (US App Store)

Track expenses, income, bills, and account balances with integrated budgeting and analysis tools. Features family sync for household collaboration and cross-platform availability.

**Highlights:** Expense and income tracking, Bill management with reminders, Account balance tracking, Budgeting and category analysis, Family sync for multiple devices, Receipt photo attachment, Multi-currency support

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💰 Helps manage finances
- 🔍 Detailed expense tracking
- 🔒 Secure data storage
- 🔄 Syncs across devices

**What reviewers complain about**

- 🐛 Sync issues between devices
- 🕰️ Recurring transactions limited to 2 years
- 🔍 Difficulty finding/editing past transactions
- 🔧 Lack of updates and new features
- 💸 Paid app with limited free version

**Reported bugs**

- Balance calculation errors
- Recurring transactions not working as expected
- Crashes after iOS updates

**Requested features**

- Ability to move expenses between categories
- Automatic currency conversion
- Customizable dashboards and reports
- Integration with banking/financial accounts
- Dark mode support


### Emma

[App page](https://appshunter.io/ios/app/emma-budget-planner-tracker/id1270062373)

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

**Highlights:** Consolidate all accounts, Track subscriptions, Set budgets, Weekly spending reports, Overdraft alerts, Bank-level security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Emma Plus Monthly | $4.99 | per month |
| Emma Pro Monthly | $9.99 | per month |
| Monthly Pro Subscription | $9.99 | per month |
| Emma Pro | $9.99 | per month |
| Emma Ultimate | $14.99 | per month |
| Emma Plus Yearly | $41.99 | per year |
| Emma Pro | $83.99 | per year |
| Subscription | $83.99 | per year |

**What reviewers like**

- 👍 Helpful for budgeting and tracking spending
- 🚀 Efficient at categorizing transactions
- 💡 Useful for detecting subscriptions and recurring payments
- 👍 Intuitive and user-friendly interface
- 👍 Provides good financial insights and analytics

**What reviewers complain about**

- 🔒 Concerns about data privacy and security
- 💰 Expensive subscription model, features locked behind paywall
- 🐛 Syncing issues, transactions not always accurately categorized
- 🔍 Difficult to cancel subscription or delete account
- 📢 Aggressive upselling and notifications

**Reported bugs**

- App crashes or freezes frequently
- Transactions not syncing properly or showing incorrect balances
- Issues connecting to certain bank accounts
- Recurring payments not being tracked accurately

**Requested features**

- Add support for more banks and financial institutions
- Improve budgeting features with better categorization and goal-setting
- Provide more customization options for categories and reporting
- Integrate with investment accounts and track net worth
- Offer a more affordable pricing model or free tier with core features


## Frequently asked questions

### Is HomeBudget with Sync free?

HomeBudget with Sync costs $4.99, with no in-app purchases.

### Is Emma free?

Emma is free to download, with in-app purchases available.

### Which has better reviews, HomeBudget with Sync or Emma?

Emma is rated higher. HomeBudget with Sync averages 4.6 out of 5 from 1.3K ratings, while Emma averages 4.7 from 1.4K ratings.

### Do HomeBudget with Sync or Emma have ads?

Emma shows ads; HomeBudget with Sync does not.

### Which is updated more often, HomeBudget with Sync or Emma?

HomeBudget with Sync ships an update fortnightly, and Emma every 6 days. Most recently, HomeBudget with Sync was updated on November 1, 2026 and Emma on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*