# HomeBudget with Sync vs Accounts 3 Lite

The clearest difference is price: Accounts 3 Lite at Free against HomeBudget with Sync's $4.99. HomeBudget with Sync's advantage is review sentiment (77% vs 47%) and chart position (#76 vs unranked). On rating, update cadence, ads and in-app purchases there is nothing between them.

Accounts 3 Lite is free to download; HomeBudget with Sync costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for HomeBudget with Sync against 4.7 for Accounts 3 Lite. That said, the two scores are not equally well evidenced: HomeBudget with Sync has 1.3K ratings behind it against 225, so its average is the more settled of the two. Written reviews are what separate them: 77% of HomeBudget with Sync's written reviews are positive against 47% of Accounts 3 Lite's.

HomeBudget with Sync ships an update fortnightly, Accounts 3 Lite every 3 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | HomeBudget with Sync | Accounts 3 Lite |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | [4.6 (1.3K ratings)](https://appshunter.io/ios/app/homebudget-with-sync/id306257910/reviews) | **[4.7 (225 ratings)](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607/reviews)** |
| Number of ratings | **1.3K** | 225 |
| Positive reviews | **77.1% of reviews** | 46.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Paid | **Free** |
| Best chart rank | **#76** | — |
| Size | 19 MB | 10 MB |
| Requires iOS | **15.6** | 26.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Anishu, Inc.](https://appshunter.io/developer/306257913) | [SVT Software](https://appshunter.io/developer/286029963) |

## What reviewers say

### HomeBudget with Sync

[App page](https://appshunter.io/ios/app/homebudget-with-sync/id306257910)

**Currently charting:** #76 Top Paid · Finance (US App Store)

Track expenses, income, bills, and account balances with integrated budgeting and analysis tools. Features family sync for household collaboration and cross-platform availability.

**Highlights:** Expense and income tracking, Bill management with reminders, Account balance tracking, Budgeting and category analysis, Family sync for multiple devices, Receipt photo attachment, Multi-currency support

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💰 Helps manage finances
- 🔍 Detailed expense tracking
- 🔒 Secure data storage
- 🔄 Syncs across devices

**What reviewers complain about**

- 🐛 Sync issues between devices
- 🕰️ Recurring transactions limited to 2 years
- 🔍 Difficulty finding/editing past transactions
- 🔧 Lack of updates and new features
- 💸 Paid app with limited free version

**Reported bugs**

- Balance calculation errors
- Recurring transactions not working as expected
- Crashes after iOS updates

**Requested features**

- Ability to move expenses between categories
- Automatic currency conversion
- Customizable dashboards and reports
- Integration with banking/financial accounts
- Dark mode support


### Accounts 3 Lite

[App page](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607)

This app offers a convenient digital alternative to a paper checkbook for tracking daily finances. It allows users to schedule transactions, transfer funds, capture photo receipts, reconcile accounts, and generate reports and graphs.

**Highlights:** Schedule recurring transactions, Capture photo receipts, Reconcile accounts, Generate reports and graphs, Export data in CSV, QIF, HTML, Split transactions, Transfer funds between accounts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use checkbook register
- 👍 Helpful for personal finance
- 👍 Good for simple tracking
- 👍 Keeps all budget information
- 👍 Works well for personal needs

**What reviewers complain about**

- 😠 Persistent pop-ups
- 😠 Forceful upgrade prompts
- 😠 No sub-accounts
- 😠 Recurring charges not included in total outstanding
- 😠 Sync issues causing data loss

**Reported bugs**

- Pop-ups for paid versions
- Sync issues deleting transactions
- Recurring transaction memos not updating correctly
- Recurring screen starting date/time squished

**Requested features**

- Add total outstanding balance with recurring charges
- Import PDF files for checks
- Add sub-accounts
- Add PDF support for checks
- Add recurring transfers between accounts


## Frequently asked questions

### Is HomeBudget with Sync free?

HomeBudget with Sync costs $4.99, with no in-app purchases.

### Is Accounts 3 Lite free?

Accounts 3 Lite is free to download, with no in-app purchases.

### Which has better reviews, HomeBudget with Sync or Accounts 3 Lite?

Accounts 3 Lite is rated higher. HomeBudget with Sync averages 4.6 out of 5 from 1.3K ratings, while Accounts 3 Lite averages 4.7 from 225 ratings.

### Do HomeBudget with Sync or Accounts 3 Lite have ads?

Neither HomeBudget with Sync nor Accounts 3 Lite shows ads.

### Which is updated more often, HomeBudget with Sync or Accounts 3 Lite?

HomeBudget with Sync ships an update fortnightly, and Accounts 3 Lite every 3 weeks. Most recently, HomeBudget with Sync was updated on November 6, 2026 and Accounts 3 Lite on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*