# VIP Access for iPhone vs LMCU mRDC

The clearest difference is update cadence: VIP Access for iPhone at every 4 months against LMCU mRDC's every 20 months. VIP Access for iPhone also leads on chart position (#109 vs unranked) and iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VIP Access for iPhone ships an update every 4 months, LMCU mRDC every 20 months. The most recent releases landed on November 1, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | VIP Access for iPhone | LMCU mRDC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (145 ratings)](https://appshunter.io/ios/app/vip-access-for-iphone/id307658513/reviews)** | — |
| Number of ratings | **145** | — |
| Positive reviews | 30.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 20 months |
| Monetization | Free | — |
| Best chart rank | **#109** | — |
| Size | 26 MB | 10 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Broadcom Inc](https://appshunter.io/developer/1497585038) | [Lake Michigan Credit Union](https://appshunter.io/developer/481606181) |

## What reviewers say

### VIP Access for iPhone

[App page](https://appshunter.io/ios/app/vip-access-for-iphone/id307658513)

**Currently charting:** #109 Top Free · Business (US App Store)

Enhance your online security with strong, two-factor authentication for your accounts. Generate one-time security codes or approve push notifications to protect your sensitive information.

**Highlights:** Strong two-factor authentication, Generate one-time security codes, Approve push notification logins, Scan QR codes for site-specific codes, Migrate credentials to new devices, Supports Touch ID/Face ID authentication

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to set up and use
- 🔒 Adds an extra layer of security
- 📱 Convenient to have on phone instead of separate hardware token
- 💳 Works well with PayPal and eBay

**What reviewers complain about**

- 🐛 Credential ID changes when phone is updated or app is reinstalled, causing lockout issues
- 🔒 Lack of security features like passcode or biometric protection
- 🔌 High battery consumption
- 🤖 Compatibility issues with iOS updates
- 📵 Push notifications and Apple Watch support not always reliable

**Reported bugs**

- Codes not working or being invalid
- App crashing on launch
- Inability to copy/paste codes
- Sync issues between iPhone and Apple Watch

**Requested features**

- Support for multiple credentials/accounts
- Ability to manually enter credential ID
- Backup and restore functionality
- Dark mode option
- Faster code generation (less than 30 seconds)


### LMCU mRDC

[App page](https://appshunter.io/ios/app/lmcu-mrdc/id6741164362)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VIP Access for iPhone free?

VIP Access for iPhone is free to download, with no in-app purchases.

### Is LMCU mRDC free?

LMCU mRDC is free to download, with no in-app purchases.

### Do VIP Access for iPhone or LMCU mRDC have ads?

Neither VIP Access for iPhone nor LMCU mRDC shows ads.

### Which is updated more often, VIP Access for iPhone or LMCU mRDC?

VIP Access for iPhone ships an update every 4 months, and LMCU mRDC every 20 months. Most recently, VIP Access for iPhone was updated on November 1, 2026 and LMCU mRDC on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*