# İşCep vs Paycell

İşCep and Paycell both sit at 4.7 stars, but that hides the real split: 65% of İşCep's written reviews are positive against 37% of Paycell's. İşCep also leads on ratings volume (26K vs 904). Paycell's advantage is monetization model (free vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for İşCep against 4.7 for Paycell. That said, the two scores are not equally well evidenced: İşCep has 26K ratings behind it against 904, so its average is the more settled of the two. Written reviews are what separate them: 65% of İşCep's written reviews are positive against 37% of Paycell's.

İşCep ships an update monthly, Paycell every 4 weeks. The most recent releases landed on October 27, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | İşCep | Paycell |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (26K ratings)](https://appshunter.io/ios/app/iscep/id308261752/reviews)** | [4.7 (904 ratings)](https://appshunter.io/ios/app/paycell-digital-wallet/id1198609962/reviews) |
| Number of ratings | **26K** | 904 |
| Positive reviews | **64.9% of reviews** | 36.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 4 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 557 MB | 352 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPod, Apple Watch |
| Age rating | 4+ | 12+ |
| Developer | [Türkiye İş Bankası A.Ş.](https://appshunter.io/developer/331858719) | [TURKTELL BILISIM SERVISLERI A S](https://appshunter.io/developer/877589107) |

## What reviewers say

### İşCep

[App page](https://appshunter.io/ios/app/iscep/id308261752)

This mobile banking application provides a comprehensive suite of features for personal and corporate customers. It allows for quick PIN definition, easy banking transactions with English support, and a clear overview of financial status. Users can also withdraw cash via QR code, apply for loans remotely, and locate nearby branches and ATMs.

**Highlights:** Instant PIN definition, English language support for transactions, Financial status overview, QR code ATM cash withdrawal, Quick loan application, Branch and ATM locator, Call center connection

**Features:** Siri integration, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Practical features
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Bugs and crashes
- 🔍 Complicated login process
- 🔍 Difficult to navigate
- 🔍 Outdated design
- 🔍 Unreliable performance

**Reported bugs**

- Login issues for users outside Turkey
- Frequent crashes and technical problems
- Inability to update phone number or reactivate app
- Incorrect account information display
- Unresponsive customer service

**Requested features**

- Biometric login (e.g., fingerprint, face recognition)
- Improved international accessibility
- Currency conversion and transfer features
- Dedicated tablet/iPad app
- Enhanced customer support


### Paycell

[App page](https://appshunter.io/ios/app/paycell-digital-wallet/id1198609962)

A digital wallet for secure transactions, including shopping, money transfers, bill payments, and QR code purchases. Earn points on spending, access instant cash solutions with a ready limit, and enjoy special financial perks.

**Highlights:** Secure digital wallet, Money transfers (IBAN/phone), Bill payments, QR code transactions, Earn reward points, Virtual prepaid card, Instant cash solutions (Ready Limit)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Fast and efficient
- 🔒 Secure platform
- 💡 Useful features like bill payment and Istanbul card top-up

**What reviewers complain about**

- 🐛 Language settings not working properly
- 🚫 Inability to close account easily
- 💰 Unexpected charges and fees
- 🚫 Unreliable functionality (e.g., payment issues, system crashes)

**Reported bugs**

- Language settings reverting to Turkish
- Inability to complete transactions
- Compatibility issues with newer iOS versions

**Requested features**

- English language support
- Improved account management options
- Increased payment limits
- Better customer support


## Frequently asked questions

### Is İşCep free?

İşCep is free to download, with no in-app purchases.

### Is Paycell free?

Paycell is free to download, with no in-app purchases.

### Which has better reviews, İşCep or Paycell?

İşCep is rated higher. İşCep averages 4.7 out of 5 from 26K ratings, while Paycell averages 4.7 from 904 ratings.

### Do İşCep or Paycell have ads?

Neither İşCep nor Paycell shows ads.

### Which is updated more often, İşCep or Paycell?

İşCep ships an update monthly, and Paycell every 4 weeks. Most recently, İşCep was updated on October 27, 2026 and Paycell on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*