# FidelityAgent ONE vs Envoy Mortgage

The clearest difference is rating: FidelityAgent ONE at 4.6 against Envoy Mortgage's 4.0. FidelityAgent ONE also leads on ratings volume (199 vs 12) and chart position (#148 vs unranked). Envoy Mortgage's advantage is in-app purchases (none vs 2) and review sentiment (100% vs 81%). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. FidelityAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Envoy Mortgage asks for nothing beyond the download.

FidelityAgent ONE holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: FidelityAgent ONE has 199 ratings behind it against 12, so its average is the more settled of the two. Written reviews complicate that: 81% of FidelityAgent ONE's written reviews are positive against 100% of Envoy Mortgage's, so the app with the better star average is not the one people write more warmly about.

FidelityAgent ONE ships an update every 3 months, Envoy Mortgage every 2 months. The most recent releases landed on October 29, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | FidelityAgent ONE | Envoy Mortgage |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (199 ratings)](https://appshunter.io/ios/app/fidelityagent-one/id313192737/reviews)** | [4.0 (12 ratings)](https://appshunter.io/ios/app/envoy-mortgage/id1580769827/reviews) |
| Number of ratings | **199** | 12 |
| Positive reviews | 80.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#148** | — |
| Size | 358 MB | 101 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 9+ | 4+ |
| Developer | [PalmAgent Software](https://appshunter.io/developer/303860817) | [Envoy Mortgage](https://appshunter.io/developer/1078452236) |

## What reviewers say

### FidelityAgent ONE

[App page](https://appshunter.io/ios/app/fidelityagent-one/id313192737)

**Currently charting:** #148 Top Grossing · Finance (US App Store)

Generate buyer estimates and seller net sheets for real estate transactions. This app provides city/county-specific closing cost calculations for professionals. Customize and share client-ready reports via email or print.

**Highlights:** City/County Specific Closing Costs, Buyer Estimate Generation, Seller Net Sheet Creation, Customizable Email/Printouts, Real Estate Professional Tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |

**What reviewers like**

- 🚀 Fast calculations and estimates
- 👍 User-friendly interface
- 💡 Comprehensive real estate tools
- ✨ Professional presentation for clients
- 📱 Mobile accessibility

**What reviewers complain about**

- ⚠️ Lockouts requiring rep contact
-  deceptive sales tactics
- 🔒 Forced interaction with reps
- 📱 Glitchy on iPhone/iPad
- 💸 Unfair subscription changes

**Reported bugs**

- App crashes/shuts down
- Slow loading on iPad
- Weird formatting with random letters on iPad
- Splash screen then closes up and disappears
- App gets stuck and shuts down

**Requested features**

- Expand city/state coverage for Texas (Austin, Round Rock, etc.)
- Incorporate Title Binder fees for flip clients
- Allow input of entire web address in marketing graphics
- Improve iPad formatting and speed
- Revert to older version with pinpointed icons if possible


### Envoy Mortgage

[App page](https://appshunter.io/ios/app/envoy-mortgage/id1580769827)

Streamline your home buying journey with this digital mortgage application. Quickly apply, connect financial documents, and track your loan status from anywhere. Experience a faster, more convenient mortgage process.

**Highlights:** Digital mortgage application, Connect assets and bank statements, Loan status notifications, Upload signed documents, Fast application process

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FidelityAgent ONE free?

FidelityAgent ONE is free to download, with in-app purchases available.

### Is Envoy Mortgage free?

Envoy Mortgage is free to download, with no in-app purchases.

### Which has better reviews, FidelityAgent ONE or Envoy Mortgage?

FidelityAgent ONE is rated higher. FidelityAgent ONE averages 4.6 out of 5 from 199 ratings, while Envoy Mortgage averages 4.0 from 12 ratings.

### Do FidelityAgent ONE or Envoy Mortgage have ads?

Neither FidelityAgent ONE nor Envoy Mortgage shows ads.

### Which is updated more often, FidelityAgent ONE or Envoy Mortgage?

FidelityAgent ONE ships an update every 3 months, and Envoy Mortgage every 2 months. Most recently, FidelityAgent ONE was updated on October 29, 2026 and Envoy Mortgage on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*