# FidelityAgent ONE vs Settlemate

The clearest difference is review sentiment: FidelityAgent ONE at 81% against Settlemate's 16%. FidelityAgent ONE also leads on monetization model (free with in-app purchases vs subscription) and ads (none vs shown). Settlemate's advantage is update cadence (weekly vs every 2 months) and ratings volume (74K vs 181). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. FidelityAgent ONE sells 2 in-app purchases, starting at $0.99 per month and Settlemate sells 11 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Settlemate holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Settlemate has 74K ratings behind it against 181, so its average is the more settled of the two. Written reviews complicate that: 81% of FidelityAgent ONE's written reviews are positive against 16% of Settlemate's, so the app with the better star average is not the one people write more warmly about.

FidelityAgent ONE ships an update every 2 months, Settlemate weekly. The most recent releases landed on September 25, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | FidelityAgent ONE | Settlemate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (181 ratings)](https://appshunter.io/ios/app/fidelityagent-one/id313192737/reviews) | **[4.8 (74K ratings)](https://appshunter.io/ios/app/settlemate-claim-savings/id6737785495/reviews)** |
| Number of ratings | 181 | **74K** |
| Positive reviews | **80.5% of reviews** | 15.6% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | **Free with in-app purchases** | Subscription |
| Best chart rank | #152 | **#21** |
| Size | 357 MB | 87 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 9+ | 4+ |
| Developer | [PalmAgent Software](https://appshunter.io/developer/303860817) | [Settlemate Inc](https://appshunter.io/developer/1777911708) |

## What reviewers say

### FidelityAgent ONE

[App page](https://appshunter.io/ios/app/fidelityagent-one/id313192737)

**Currently charting:** #152 Top Grossing · Finance (US App Store)

Generate buyer estimates and seller net sheets for real estate transactions. This app provides city/county-specific closing cost calculations for professionals. Customize and share client-ready reports via email or print.

**Highlights:** City/County Specific Closing Costs, Buyer Estimate Generation, Seller Net Sheet Creation, Customizable Email/Printouts, Real Estate Professional Tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |

**What reviewers like**

- 🚀 Fast calculations and estimates
- 👍 User-friendly interface
- 💡 Comprehensive real estate tools
- ✨ Professional presentation for clients
- 📱 Mobile accessibility

**What reviewers complain about**

- ⚠️ Lockouts requiring rep contact
-  deceptive sales tactics
- 🔒 Forced interaction with reps
- 📱 Glitchy on iPhone/iPad
- 💸 Unfair subscription changes

**Reported bugs**

- App crashes/shuts down
- Slow loading on iPad
- Weird formatting with random letters on iPad
- Splash screen then closes up and disappears
- App gets stuck and shuts down

**Requested features**

- Expand city/state coverage for Texas (Austin, Round Rock, etc.)
- Incorporate Title Binder fees for flip clients
- Allow input of entire web address in marketing graphics
- Improve iPad formatting and speed
- Revert to older version with pinpointed icons if possible


### Settlemate

[App page](https://appshunter.io/ios/app/settlemate-claim-savings/id6737785495)

**Currently charting:** #21 Top Grossing · Finance, #157 Top Free · Finance (US App Store)

Discover unclaimed money from class action settlements. Easily check your eligibility, file claims without a lawyer, and track your payouts. Get alerts for new opportunities to claim what's rightfully yours.

**Highlights:** Find eligible claims instantly, File claims without a lawyer, Track refunds and payouts, Smart notifications for new actions, Secure and private data handling

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bank Connections (3 banks) | $1.99 | per month |
| Bank Connections (5 banks) | $2.99 | per month |
| Bank Connections (10 banks) | $7.99 | per month |
| Bank Connections (3 banks) | $12.99 | per year |
| Settlemate Subscription | $15.99 | per month |
| Bank Connections (5 banks) | $18.99 | per year |
| Settlemate Referral Annual | $39.99 | per year |
| Settlemate Subscription | $39.99 | per year |
| Settlemate Subscription | $39.99 | per year |
| Settlemate Subscription | $44.99 | per year |
| Bank Connections (10 banks) | $64.99 | per year |

**What reviewers like**

- 🚀 Easy to use
- 👍 Great user interface
- 💰 Found eligible settlements
- 💰 Got money from claims

**What reviewers complain about**

- 🐛 UI issues
- 💰 Can't use without paying
- 💰 Potential settlements disappear
- 🐛 App doesn't work

**Reported bugs**

- Can't get past certain screens
- App won't load properly

**Requested features**

- Improved search functionality
- Free trial option


## Frequently asked questions

### Is FidelityAgent ONE free?

FidelityAgent ONE is free to download, with in-app purchases available.

### Is Settlemate free?

Settlemate is free to download, with in-app purchases available.

### Which has better reviews, FidelityAgent ONE or Settlemate?

Settlemate is rated higher. FidelityAgent ONE averages 4.6 out of 5 from 181 ratings, while Settlemate averages 4.8 from 74K ratings.

### Do FidelityAgent ONE or Settlemate have ads?

Settlemate shows ads; FidelityAgent ONE does not.

### Which is updated more often, FidelityAgent ONE or Settlemate?

FidelityAgent ONE ships an update every 2 months, and Settlemate weekly. Most recently, FidelityAgent ONE was updated on September 25, 2026 and Settlemate on September 27, 2026.

### Which is more popular, FidelityAgent ONE or Settlemate?

FidelityAgent ONE currently peaks at #152 in the App Store charts, and Settlemate at #21. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*