# PalmAgent ONE vs SETCO ONE

PalmAgent ONE and SETCO ONE both sit at 4.9 stars, but that hides the real split: 100% of SETCO ONE's written reviews are positive against 64% of PalmAgent ONE's. PalmAgent ONE's advantage is update cadence (fortnightly vs every 4 months) and ratings volume (1.2K vs 11). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. PalmAgent ONE sells 2 in-app purchases, starting at $0.99 per month and SETCO ONE sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.9 for PalmAgent ONE against 4.8 for SETCO ONE. That said, the two scores are not equally well evidenced: PalmAgent ONE has 1.2K ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 64% of PalmAgent ONE's written reviews are positive against 100% of SETCO ONE's.

PalmAgent ONE ships an update fortnightly, SETCO ONE every 4 months. The most recent releases landed on October 19, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | PalmAgent ONE | SETCO ONE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (1.2K ratings)](https://appshunter.io/ios/app/palmagent-one/id314326596/reviews)** | [4.8 (11 ratings)](https://appshunter.io/ios/app/setco-one/id396947719/reviews) |
| Number of ratings | **1.2K** | 11 |
| Positive reviews | 63.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 months |
| Monetization | Freemium | Freemium |
| Best chart rank | **#188** | — |
| Size | 371 MB | 356 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 9+ | 9+ |
| Developer | [PalmAgent Software](https://appshunter.io/developer/303860817) | [Setco Services,L.L.C.](https://appshunter.io/developer/395940654) |

## What reviewers say

### PalmAgent ONE

[App page](https://appshunter.io/ios/app/palmagent-one/id314326596)

**Currently charting:** #188 Top Grossing · Finance (US App Store)

This app provides real estate professionals with city/county-specific closing cost calculations. Generate professional seller net sheets and buyer estimates quickly for clients. Offers a free plan for basic estimates and a premium subscription for advanced features.

**Highlights:** City/county-specific closing cost calculations, Seller net sheet generation, Buyer estimate generation, Professional client reports, Free plan for basic estimates, Premium subscription for advanced features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |

**What reviewers like**

- 🚀 Slick and easy to use
- 👍 Great tool for real estate agents
- 💡 Comprehensive design with various calculators
- 🚀 Quickest way to generate net sheets and estimates
- 👍 User-friendly and empowering for agents

**What reviewers complain about**

- 🐛 Equity review calculator not working
- 🐛 Tax prorations inaccurate for certain locations
- 🐛 App stopped working after a few months
- 🐛 App crashes or fails to open after updates

**Reported bugs**

- Equity review calculator not working
- Tax prorations inaccurate for certain locations
- App stopped working after a few months
- App crashes or fails to open after updates
- Certain counties/states not supported

**Requested features**

- Ability to pull in actual real estate taxes
- Integration with grant programs for first-time homebuyers
- Calculation of rate buy-downs
- Customization of branding and colors


### SETCO ONE

[App page](https://appshunter.io/ios/app/setco-one/id396947719)

This app helps real estate professionals quickly generate seller net sheets and buyer estimates for clients. It offers preloaded calculations and closing costs specific to cities and counties, with a premium subscription for enhanced features.

**Highlights:** City/county specific closing costs, Seller net sheets generation, Buyer estimates creation, Preloaded calculations, 30-day free trial for premium

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |


## Frequently asked questions

### Is PalmAgent ONE free?

PalmAgent ONE is free to download, with in-app purchases available.

### Is SETCO ONE free?

SETCO ONE is free to download, with in-app purchases available.

### Which has better reviews, PalmAgent ONE or SETCO ONE?

PalmAgent ONE is rated higher. PalmAgent ONE averages 4.9 out of 5 from 1.2K ratings, while SETCO ONE averages 4.8 from 11 ratings.

### Do PalmAgent ONE or SETCO ONE have ads?

Neither PalmAgent ONE nor SETCO ONE shows ads.

### Which is updated more often, PalmAgent ONE or SETCO ONE?

PalmAgent ONE ships an update fortnightly, and SETCO ONE every 4 months. Most recently, PalmAgent ONE was updated on October 19, 2026 and SETCO ONE on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*