# PalmAgent ONE vs Covered365

The clearest difference is review sentiment: PalmAgent ONE at 64% against Covered365's 1%. PalmAgent ONE also leads on rating (4.9 vs 1.2) and ratings volume (1.2K vs 158). Covered365's advantage is in-app purchases (none vs 2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. PalmAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Covered365 asks for nothing beyond the download.

PalmAgent ONE holds the better App Store score, 4.9 against 1.2. That said, the two scores are not equally well evidenced: PalmAgent ONE has 1.2K ratings behind it against 158, so its average is the more settled of the two. Written reviews point the same way: 64% of PalmAgent ONE's written reviews are positive against 1% of Covered365's.

PalmAgent ONE ships an update fortnightly, Covered365 every 2 weeks. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | PalmAgent ONE | Covered365 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (1.2K ratings)](https://appshunter.io/ios/app/palmagent-one/id314326596/reviews)** | [1.2 (158 ratings)](https://appshunter.io/ios/app/covered365/id6733248038/reviews) |
| Number of ratings | **1.2K** | 158 |
| Positive reviews | **63.8% of reviews** | 1.3% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Freemium | **Free** |
| Size | 371 MB | 43 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 9+ | 12+ |
| Developer | [PalmAgent Software](https://appshunter.io/developer/303860817) | [Detego Health LLC](https://appshunter.io/developer/1771461316) |

## What reviewers say

### PalmAgent ONE

[App page](https://appshunter.io/ios/app/palmagent-one/id314326596)

This app provides real estate professionals with city/county-specific closing cost calculations. Generate professional seller net sheets and buyer estimates quickly for clients. Offers a free plan for basic estimates and a premium subscription for advanced features.

**Highlights:** City/county-specific closing cost calculations, Seller net sheet generation, Buyer estimate generation, Professional client reports, Free plan for basic estimates, Premium subscription for advanced features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |

**What reviewers like**

- 🚀 Slick and easy to use
- 👍 Great tool for real estate agents
- 💡 Comprehensive design with various calculators
- 🚀 Quickest way to generate net sheets and estimates
- 👍 User-friendly and empowering for agents

**What reviewers complain about**

- 🐛 Equity review calculator not working
- 🐛 Tax prorations inaccurate for certain locations
- 🐛 App stopped working after a few months
- 🐛 App crashes or fails to open after updates

**Reported bugs**

- Equity review calculator not working
- Tax prorations inaccurate for certain locations
- App stopped working after a few months
- App crashes or fails to open after updates
- Certain counties/states not supported

**Requested features**

- Ability to pull in actual real estate taxes
- Integration with grant programs for first-time homebuyers
- Calculation of rate buy-downs
- Customization of branding and colors


### Covered365

[App page](https://appshunter.io/ios/app/covered365/id6733248038)

Access your health benefits plan 24/7, view your digital ID card, track claims, and understand your explanations of benefits. Eligible Detego Health LLC® users can also complete surveys for population science management.

**Highlights:** Digital Benefits ID Card, Claims Tracking, Explanation of Benefits (EOBs), Survey Completion, 24/7 Access to Benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PalmAgent ONE free?

PalmAgent ONE is free to download, with in-app purchases available.

### Is Covered365 free?

Covered365 is free to download, with no in-app purchases.

### Which has better reviews, PalmAgent ONE or Covered365?

PalmAgent ONE is rated higher. PalmAgent ONE averages 4.9 out of 5 from 1.2K ratings, while Covered365 averages 1.2 from 158 ratings.

### Do PalmAgent ONE or Covered365 have ads?

Neither PalmAgent ONE nor Covered365 shows ads.

### Which is updated more often, PalmAgent ONE or Covered365?

PalmAgent ONE ships an update fortnightly, and Covered365 every 2 weeks. Most recently, PalmAgent ONE was updated on October 28, 2026 and Covered365 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*