# PalmAgent ONE vs Mortgage Agent

The clearest difference is iOS requirement: PalmAgent ONE at 16.0 against Mortgage Agent's 18.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. PalmAgent ONE sells 2 in-app purchases, starting at $0.99 per month and Mortgage Agent sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 1, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | PalmAgent ONE | Mortgage Agent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (1.3K ratings)](https://appshunter.io/ios/app/palmagent-one/id314326596/reviews)** | — |
| Number of ratings | **1.3K** | — |
| Positive reviews | 63.8% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Freemium | — |
| Size | 371 MB | 8 MB |
| Requires iOS | **16.0** | 18.2 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 9+ | 4+ |
| Developer | [PalmAgent Software](https://appshunter.io/developer/303860817) | [Jae Hong](https://appshunter.io/developer/1818596936) |

## What reviewers say

### PalmAgent ONE

[App page](https://appshunter.io/ios/app/palmagent-one/id314326596)

This app provides real estate professionals with city/county-specific closing cost calculations. Generate professional seller net sheets and buyer estimates quickly for clients. Offers a free plan for basic estimates and a premium subscription for advanced features.

**Highlights:** City/county-specific closing cost calculations, Seller net sheet generation, Buyer estimate generation, Professional client reports, Free plan for basic estimates, Premium subscription for advanced features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |

**What reviewers like**

- 🚀 Slick and easy to use
- 👍 Great tool for real estate agents
- 💡 Comprehensive design with various calculators
- 🚀 Quickest way to generate net sheets and estimates
- 👍 User-friendly and empowering for agents

**What reviewers complain about**

- 🐛 Equity review calculator not working
- 🐛 Tax prorations inaccurate for certain locations
- 🐛 App stopped working after a few months
- 🐛 App crashes or fails to open after updates

**Reported bugs**

- Equity review calculator not working
- Tax prorations inaccurate for certain locations
- App stopped working after a few months
- App crashes or fails to open after updates
- Certain counties/states not supported

**Requested features**

- Ability to pull in actual real estate taxes
- Integration with grant programs for first-time homebuyers
- Calculation of rate buy-downs
- Customization of branding and colors


### Mortgage Agent

[App page](https://appshunter.io/ios/app/mortgage-agent/id6746807547)

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mortgage Calculator Pro | $2.99 | one-time |
| Real Estate Agent | $4.99 | one-time |
| Loan Officer | $7.49 | one-time |
| Real Estate Agent | $9.99 | one-time |
| Loan Officer | $9.99 | one-time |
| Loan Officer | $14.99 | one-time |


## Frequently asked questions

### Is PalmAgent ONE free?

PalmAgent ONE is free to download, with in-app purchases available.

### Is Mortgage Agent free?

Mortgage Agent is free to download, with in-app purchases available.

### Do PalmAgent ONE or Mortgage Agent have ads?

Neither PalmAgent ONE nor Mortgage Agent shows ads.

### Which is updated more often, PalmAgent ONE or Mortgage Agent?

PalmAgent ONE ships an update fortnightly, and Mortgage Agent fortnightly. Most recently, PalmAgent ONE was updated on November 1, 2026 and Mortgage Agent on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*