# State Farm® vs Lake

The clearest difference is in-app purchases: State Farm® at none against Lake's 2. State Farm® also leads on chart position (#16 vs unranked). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Lake sells 2 in-app purchases, starting at $9.99 per month. State Farm® asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | State Farm® | Lake |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3M ratings)](https://appshunter.io/ios/app/state-farm/id318142137/reviews)** | — |
| Number of ratings | **1.3M** | — |
| Positive reviews | 34.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | — |
| Best chart rank | **#16** | — |
| Size | 301 MB | 20 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 12+ | 17+ |
| Developer | [State Farm Mutual Automobile Insurance Company](https://appshunter.io/developer/318142140) | [Lake Financial](https://appshunter.io/developer/6812786214) |

## What reviewers say

### State Farm®

[App page](https://appshunter.io/ios/app/state-farm/id318142137)

**Currently charting:** #16 Top Free · Finance (US App Store)

Manage insurance policies, pay bills, and access coverage details. File and track claims, request roadside assistance, and view financial product information. Features include secure login, personalized reminders, and Siri integration.

**Highlights:** Manage insurance policies, Pay bills with Apple Pay, File and track claims, Request roadside assistance, View financial product details, Access insurance cards

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient payment options
- 🔒 Secure login with biometrics
- 👍 Easy access to insurance cards
- 🚗 Helpful for roadside assistance

**What reviewers complain about**

- 🐛 Buggy app updates
- 🤔 Confusing navigation
- 💰 Unexpected premium increases
- 🤖 Overly sensitive driving monitoring

**Reported bugs**

- Login issues and account lockouts
- Inability to pay bills through the app
- Inconsistent display of policy details

**Requested features**

- Ability to view complete payment history
- Option to manually enter odometer readings
- Improved transparency on policy changes
- Better integration with external bank accounts


### Lake

[App page](https://appshunter.io/ios/app/lake-spending-tracker/id6812786212)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lake Spending - Monthly Premium | $9.99 | per month |
| Lake Spending - Annual Premium | $79.99 | per year |


## Frequently asked questions

### Is State Farm® free?

State Farm® is free to download, with no in-app purchases.

### Is Lake free?

Lake is free to download, with in-app purchases available.

### Do State Farm® or Lake have ads?

Neither State Farm® nor Lake shows ads.

### Which is updated more often, State Farm® or Lake?

State Farm® ships an update every 2 weeks, and Lake every 2 weeks. Most recently, State Farm® was updated on October 31, 2026 and Lake on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*