# iValidCard vs Merchant.app

The clearest difference is review sentiment: Merchant.app at 50% against iValidCard's 0%. Merchant.app also leads on price (Free vs $0.99) and rating (4.5 vs 1.0). iValidCard's advantage is chart position (#161 vs unranked) and device support (4 vs 2). On update cadence, ads and in-app purchases there is nothing between them.

Merchant.app is free to download; iValidCard costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Merchant.app holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: Merchant.app has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of iValidCard's written reviews are positive against 50% of Merchant.app's.

iValidCard ships an update monthly, Merchant.app fortnightly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | iValidCard | Merchant.app |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/ivalidcard/id320867406/reviews) | **[4.5 (8 ratings)](https://appshunter.io/ios/app/merchantapp/id6443734854/reviews)** |
| Number of ratings | 1 | **8** |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Paid | **Free** |
| Best chart rank | **#161** | — |
| Size | 14 MB | 160 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NanoSoft, LLC](https://appshunter.io/developer/319276703) | [Merchant Platforms, Inc.](https://appshunter.io/developer/1648883273) |

## What reviewers say

### iValidCard

[App page](https://appshunter.io/ios/app/ivalidcard/id320867406)

**Currently charting:** #161 Top Paid · Finance (US App Store)

Validate credit and debit card numbers to detect potential fraud. This tool identifies the card issuer without sending any sensitive information. It does not verify account details or have any affiliation with card issuers.

**Highlights:** Credit card number validation, Fraud detection, Card issuer identification, Offline operation, Supports major card networks

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


### Merchant.app

[App page](https://appshunter.io/ios/app/merchantapp/id6443734854)

This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.

**Highlights:** Process payments via terminal, text, or email, Lightning-fast transactions, Customer payments via phone or email, Real-time transaction dashboard, Refund tracking, Industry-leading data security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iValidCard free?

iValidCard costs $0.99, with no in-app purchases.

### Is Merchant.app free?

Merchant.app is free to download, with no in-app purchases.

### Which has better reviews, iValidCard or Merchant.app?

Merchant.app is rated higher. iValidCard averages 1.0 out of 5 from 1 ratings, while Merchant.app averages 4.5 from 8 ratings.

### Do iValidCard or Merchant.app have ads?

Neither iValidCard nor Merchant.app shows ads.

### Which is updated more often, iValidCard or Merchant.app?

iValidCard ships an update monthly, and Merchant.app fortnightly. Most recently, iValidCard was updated on November 6, 2026 and Merchant.app on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*