# BBVA Spain | Online banking vs Mutuactivos

The clearest difference is ratings volume: BBVA Spain | Online banking at 3.2K against Mutuactivos's 1. BBVA Spain | Online banking also leads on review sentiment (49% vs 26%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mutuactivos holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: BBVA Spain | Online banking has 3.2K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 49% of BBVA Spain | Online banking's written reviews are positive against 26% of Mutuactivos's, so the app with the better star average is not the one people write more warmly about.

BBVA Spain | Online banking ships an update every 3 weeks, Mutuactivos every 6 weeks. The most recent releases landed on November 10, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | BBVA Spain | Online banking | Mutuactivos |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.2K ratings)](https://appshunter.io/ios/app/bbva-spain-online-banking/id325813155/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mutuactivos/id624533460/reviews)** |
| Number of ratings | **3.2K** | 1 |
| Positive reviews | **49.3% of reviews** | 25.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 736 MB | 96 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BBVA](https://appshunter.io/developer/325546737) | [Mutua Madrileña](https://appshunter.io/developer/464032315) |

## What reviewers say

### BBVA Spain | Online banking

[App page](https://appshunter.io/ios/app/bbva-spain-online-banking/id325813155)

This banking app uses AI to personalize your financial experience, offering faster transactions and a financial coach to help you save and reduce expenses. It also includes features like a virtual assistant, multi-bank connectivity, and tools for mortgages, loans, and investments.

**Highlights:** AI-powered personalized shortcuts, Financial Coach for savings and expense reduction, Virtual assistant for customer support, Multi-bank account aggregation, Bizum instant money transfers, Mortgage and loan simulators, Investment tools and courses

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent app
- 🚀 Fast and easy to use
- 🔒 Secure and reliable
- 💡 Comprehensive features

**What reviewers complain about**

- 🐛 Buggy and unreliable
- 👎 Poor user experience
- 🔍 Difficult to navigate
- 🤯 Confusing interface

**Reported bugs**

- Login issues and account lockouts
- Transactions not showing up correctly
- Frequent crashes and app freezes
- Geolocation errors

**Requested features**

- Improved biometric authentication
- Ability to change phone number easily
- Better support for international users
- More customization options


### Mutuactivos

[App page](https://appshunter.io/ios/app/mutuactivos/id624533460)

Manage your investment products and stay updated on financial markets. Access daily updated financial assets, investment performance, and product information. Contact your advisor and schedule appointments easily.

**Highlights:** Manage investment products, Track financial markets, View daily updated assets, Monitor investment performance, Access product information, Contact personal advisor, Schedule office appointments

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is BBVA Spain | Online banking free?

BBVA Spain | Online banking is free to download, with no in-app purchases.

### Is Mutuactivos free?

Mutuactivos is free to download, with no in-app purchases.

### Which has better reviews, BBVA Spain | Online banking or Mutuactivos?

Mutuactivos is rated higher. BBVA Spain | Online banking averages 4.8 out of 5 from 3.2K ratings, while Mutuactivos averages 5.0 from 1 ratings.

### Do BBVA Spain | Online banking or Mutuactivos have ads?

Neither BBVA Spain | Online banking nor Mutuactivos shows ads.

### Which is updated more often, BBVA Spain | Online banking or Mutuactivos?

BBVA Spain | Online banking ships an update every 3 weeks, and Mutuactivos every 6 weeks. Most recently, BBVA Spain | Online banking was updated on November 10, 2026 and Mutuactivos on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*