# BBVA Spain | Online banking vs Expense Tracker

The clearest difference is in-app purchases: BBVA Spain | Online banking at none against Expense Tracker's 3. BBVA Spain | Online banking also leads on ratings volume (3.2K vs 67) and device support (4 vs 2). Expense Tracker's advantage is review sentiment (60% vs 49%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $3.99 per month. BBVA Spain | Online banking asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for BBVA Spain | Online banking against 4.9 for Expense Tracker. That said, the two scores are not equally well evidenced: BBVA Spain | Online banking has 3.2K ratings behind it against 67, so its average is the more settled of the two. Written reviews are what separate them: 49% of BBVA Spain | Online banking's written reviews are positive against 60% of Expense Tracker's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 8, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | BBVA Spain | Online banking | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.2K ratings)](https://appshunter.io/ios/app/bbva-spain-online-banking/id325813155/reviews) | **[4.9 (67 ratings)](https://appshunter.io/ios/app/expense-tracker-soldi/id6739777905/reviews)** |
| Number of ratings | **3.2K** | 67 |
| Positive reviews | 49.3% of reviews | **60.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 736 MB | 63 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BBVA](https://appshunter.io/developer/325546737) | [Alex Martinez](https://appshunter.io/developer/1786991886) |

## What reviewers say

### BBVA Spain | Online banking

[App page](https://appshunter.io/ios/app/bbva-spain-online-banking/id325813155)

This banking app uses AI to personalize your financial experience, offering faster transactions and a financial coach to help you save and reduce expenses. It also includes features like a virtual assistant, multi-bank connectivity, and tools for mortgages, loans, and investments.

**Highlights:** AI-powered personalized shortcuts, Financial Coach for savings and expense reduction, Virtual assistant for customer support, Multi-bank account aggregation, Bizum instant money transfers, Mortgage and loan simulators, Investment tools and courses

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent app
- 🚀 Fast and easy to use
- 🔒 Secure and reliable
- 💡 Comprehensive features

**What reviewers complain about**

- 🐛 Buggy and unreliable
- 👎 Poor user experience
- 🔍 Difficult to navigate
- 🤯 Confusing interface

**Reported bugs**

- Login issues and account lockouts
- Transactions not showing up correctly
- Frequent crashes and app freezes
- Geolocation errors

**Requested features**

- Improved biometric authentication
- Ability to change phone number easily
- Better support for international users
- More customization options


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-soldi/id6739777905)

This app helps you manage your money by tracking expenses and income, creating personalized budgets, and organizing your finances with customizable categories. It offers detailed insights into your spending habits through visual charts and graphs, making financial planning effortless.

**Highlights:** Track expenses and income, Create custom budgets, Organize with categories/subcategories, Manage multiple wallets, View spending with charts/graphs, Set recurring transactions, Switch between currencies

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| Yearly | $29.99 | per year |
| Lifetime | $69.99 | one-time |


## Frequently asked questions

### Is BBVA Spain | Online banking free?

BBVA Spain | Online banking is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, BBVA Spain | Online banking or Expense Tracker?

Expense Tracker is rated higher. BBVA Spain | Online banking averages 4.8 out of 5 from 3.2K ratings, while Expense Tracker averages 4.9 from 67 ratings.

### Do BBVA Spain | Online banking or Expense Tracker have ads?

Neither BBVA Spain | Online banking nor Expense Tracker shows ads.

### Which is updated more often, BBVA Spain | Online banking or Expense Tracker?

BBVA Spain | Online banking ships an update every 3 weeks, and Expense Tracker every 3 weeks. Most recently, BBVA Spain | Online banking was updated on November 8, 2026 and Expense Tracker on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*