# Account Tracker vs Checkbook

The clearest difference is review sentiment: Account Tracker at 96% against Checkbook's 56%. Account Tracker also leads on ads (none vs shown) and rating (4.5 vs 4.3). Checkbook's advantage is ratings volume (14K vs 33) and chart position (#153 vs unranked). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Account Tracker sells 3 in-app purchases, starting at $0.99 per 3 months and Checkbook sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Account Tracker holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 33, so its average is the more settled of the two. Written reviews point the same way: 96% of Account Tracker's written reviews are positive against 56% of Checkbook's.

Account Tracker ships an update every 2 months, Checkbook every 6 weeks. The most recent releases landed on October 16, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Account Tracker | Checkbook |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (33 ratings)](https://appshunter.io/ios/app/account-tracker/id325834957/reviews)** | [4.3 (14K ratings)](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695/reviews) |
| Number of ratings | 33 | **14K** |
| Positive reviews | **95.8% of reviews** | 55.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Subscription | Subscription |
| Best chart rank | — | **#153** |
| Size | 16 MB | 122 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Graham Haley](https://appshunter.io/developer/315200686) | [Beesoft Apps](https://appshunter.io/developer/1420966143) |

## What reviewers say

### Account Tracker

[App page](https://appshunter.io/ios/app/account-tracker/id325834957)

Manage your personal finances by tracking spending and monitoring balances across various accounts. Features include alerts, bill reminders, budgeting tools, detailed reports, and multi-currency support for comprehensive financial control.

**Highlights:** Track multiple account types, Set bill reminders and alerts, Create and monitor budgets, Generate detailed financial reports, Multi-currency support, Data syncing across devices

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Access for 3 Months | $0.99 | per 3 months |
| Full Access for 12 Months | $1.99 | per year |
| Version 6 | $3.99 | one-time |

**What reviewers like**

- 🚀 Great app with great support
- 🚀 The Best App for True Financial Wellbeing
- 👍 Great app
- 👍 Would live without this app
- 👍 A really REALLY good useful tool

**What reviewers complain about**

- 🐛 Unable to Import

**Reported bugs**

- Crashes when selecting accounts on iOS 8
- Login screen freezes
- Incompatible with older devices

**Requested features**

- Ability to attach photos of receipts to transactions
- Ability to delete old transactions
- Ability to set up a formula to calculate a transaction's amount based on the current balance of the account
- Ability to change an account name after it has been created
- Group sync that would automatically sync with all devices when changing information on one device


### Checkbook

[App page](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695)

**Currently charting:** #153 Top Grossing · Finance (US App Store)

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

**Highlights:** Multiple account tracking, Recurring transaction saving, Fund transfers between accounts, Export data in CSV, QIF, HTML, Calendar view of transactions, Reports and charts for expenses/income, Passcode protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 1 Month | $0.99 | per month |
| Premium - 1 Year | $7.99 | per year |
| Premium - 1 Year | $8.99 | per year |
| Premium - 1 Year | $9.99 | per year |
| Upgrade to Checkbook Pro | $9.99 | one-time |

**What reviewers like**

- 💻 Easy to use
- 📊 Helpful charts and reports
- 🔄 Seamless sync across devices
- 🧮 Convenient built-in calculator
- 🗂️ Ability to manage multiple accounts

**What reviewers complain about**

- 🔍 Lacking advanced search/filtering
- 🔁 Recurring transactions issues
- 🔒 Concerns about data security
- 💰 Subscription model too expensive
- 📢 Intrusive ads in free version

**Reported bugs**

- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates

**Requested features**

- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation


## Frequently asked questions

### Is Account Tracker free?

Account Tracker is free to download, with in-app purchases available.

### Is Checkbook free?

Checkbook is free to download, with in-app purchases available.

### Which has better reviews, Account Tracker or Checkbook?

Account Tracker is rated higher. Account Tracker averages 4.5 out of 5 from 33 ratings, while Checkbook averages 4.3 from 14K ratings.

### Do Account Tracker or Checkbook have ads?

Checkbook shows ads; Account Tracker does not.

### Which is updated more often, Account Tracker or Checkbook?

Account Tracker ships an update every 2 months, and Checkbook every 6 weeks. Most recently, Account Tracker was updated on October 16, 2026 and Checkbook on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*