# Account Tracker vs Debt Tracker

The clearest difference is review sentiment: Account Tracker at 96% against Debt Tracker's 50%. Account Tracker also leads on rating (4.5 vs 1.0) and ads (none vs shown). Debt Tracker's advantage is monetization model (free with in-app purchases vs subscription). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Account Tracker sells 3 in-app purchases, starting at $0.99 per 3 months and Debt Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Account Tracker holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: Account Tracker has 33 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 96% of Account Tracker's written reviews are positive against 50% of Debt Tracker's.

Account Tracker ships an update every 2 months, Debt Tracker monthly. The most recent releases landed on September 19, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Account Tracker | Debt Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (33 ratings)](https://appshunter.io/ios/app/account-tracker/id325834957/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/debt-tracker-balance-due/id6746118952/reviews) |
| Number of ratings | **33** | 1 |
| Positive reviews | **95.8% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Subscription | **Free with in-app purchases** |
| Size | 16 MB | 6 MB |
| Requires iOS | **12.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Graham Haley](https://appshunter.io/developer/315200686) | [Paul Fraser](https://appshunter.io/developer/482131297) |

## What reviewers say

### Account Tracker

[App page](https://appshunter.io/ios/app/account-tracker/id325834957)

Manage your personal finances by tracking spending and monitoring balances across various accounts. Features include alerts, bill reminders, budgeting tools, detailed reports, and multi-currency support for comprehensive financial control.

**Highlights:** Track multiple account types, Set bill reminders and alerts, Create and monitor budgets, Generate detailed financial reports, Multi-currency support, Data syncing across devices

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Access for 3 Months | $0.99 | per 3 months |
| Full Access for 12 Months | $1.99 | per year |
| Version 6 | $3.99 | one-time |

**What reviewers like**

- 🚀 Great app with great support
- 🚀 The Best App for True Financial Wellbeing
- 👍 Great app
- 👍 Would live without this app
- 👍 A really REALLY good useful tool

**What reviewers complain about**

- 🐛 Unable to Import

**Reported bugs**

- Crashes when selecting accounts on iOS 8
- Login screen freezes
- Incompatible with older devices

**Requested features**

- Ability to attach photos of receipts to transactions
- Ability to delete old transactions
- Ability to set up a formula to calculate a transaction's amount based on the current balance of the account
- Ability to change an account name after it has been created
- Group sync that would automatically sync with all devices when changing information on one device


### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-balance-due/id6746118952)

Manage and track multiple debts, including credit cards and loans. Visualize your repayment progress with clear indicators and receive monthly summaries to stay motivated and organized on your journey to becoming debt-free.

**Highlights:** Track multiple debt accounts, Manage credit cards, loans, and personal borrowing, Visualize repayment progress with percentage bars, View paid and remaining balances, Add monthly payment details and due dates, Receive simple monthly payment summaries, Stay motivated with progress-based messages

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Balance Due Pro | $6.99 | one-time |


## Frequently asked questions

### Is Account Tracker free?

Account Tracker is free to download, with in-app purchases available.

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Which has better reviews, Account Tracker or Debt Tracker?

Account Tracker is rated higher. Account Tracker averages 4.5 out of 5 from 33 ratings, while Debt Tracker averages 1.0 from 1 ratings.

### Do Account Tracker or Debt Tracker have ads?

Debt Tracker shows ads; Account Tracker does not.

### Which is updated more often, Account Tracker or Debt Tracker?

Account Tracker ships an update every 2 months, and Debt Tracker monthly. Most recently, Account Tracker was updated on September 19, 2026 and Debt Tracker on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*