# Account Tracker vs BudgetNest

The clearest difference is monetization model: BudgetNest at freemium against Account Tracker's subscription. BudgetNest also leads on rating (5.0 vs 4.5) and update cadence (every 6 days vs every 2 months). Account Tracker's advantage is ratings volume (34 vs 1) and iOS requirement (12.0 vs 15.1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Account Tracker sells 3 in-app purchases, starting at $0.99 per 3 months and BudgetNest sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

BudgetNest holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Account Tracker has 34 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 96% of Account Tracker's written reviews are positive against 100% of BudgetNest's.

Account Tracker ships an update every 2 months, BudgetNest every 6 days. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Account Tracker | BudgetNest |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (34 ratings)](https://appshunter.io/ios/app/account-tracker/id325834957/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/budgetnest-budget-tracker/id6756127251/reviews)** |
| Number of ratings | **34** | 1 |
| Positive reviews | 95.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 days** |
| Monetization | Subscription | **Freemium** |
| Size | 16 MB | 43 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Graham Haley](https://appshunter.io/developer/315200686) | [BudgetNest ltd](https://appshunter.io/developer/1858616929) |

## What reviewers say

### Account Tracker

[App page](https://appshunter.io/ios/app/account-tracker/id325834957)

Manage your personal finances by tracking spending and monitoring balances across various accounts. Features include alerts, bill reminders, budgeting tools, detailed reports, and multi-currency support for comprehensive financial control.

**Highlights:** Track multiple account types, Set bill reminders and alerts, Create and monitor budgets, Generate detailed financial reports, Multi-currency support, Data syncing across devices

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Access for 3 Months | $0.99 | per 3 months |
| Full Access for 12 Months | $1.99 | per year |
| Version 6 | $3.99 | one-time |

**What reviewers like**

- 🚀 Great app with great support
- 🚀 The Best App for True Financial Wellbeing
- 👍 Great app
- 👍 Would live without this app
- 👍 A really REALLY good useful tool

**What reviewers complain about**

- 🐛 Unable to Import

**Reported bugs**

- Crashes when selecting accounts on iOS 8
- Login screen freezes
- Incompatible with older devices

**Requested features**

- Ability to attach photos of receipts to transactions
- Ability to delete old transactions
- Ability to set up a formula to calculate a transaction's amount based on the current balance of the account
- Ability to change an account name after it has been created
- Group sync that would automatically sync with all devices when changing information on one device


### BudgetNest

[App page](https://appshunter.io/ios/app/budgetnest-budget-tracker/id6756127251)

Manually track spending, savings, and financial goals without linking bank accounts. Organize money into pots, view clear spending insights, and build better money habits with a focused dashboard. Offers a Pro version for advanced features.

**Highlights:** Track income and expenses, Create monthly budgets, Organize money into pots, View spending patterns, Secure account system, Build better money habits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BudgetNest Monthly Pro | $3.99 | per month |
| BudgetNest Annual Pro | $33.99 | per year |


## Frequently asked questions

### Is Account Tracker free?

Account Tracker is free to download, with in-app purchases available.

### Is BudgetNest free?

BudgetNest is free to download, with in-app purchases available.

### Which has better reviews, Account Tracker or BudgetNest?

BudgetNest is rated higher. Account Tracker averages 4.5 out of 5 from 34 ratings, while BudgetNest averages 5.0 from 1 ratings.

### Do Account Tracker or BudgetNest have ads?

Neither Account Tracker nor BudgetNest shows ads.

### Which is updated more often, Account Tracker or BudgetNest?

Account Tracker ships an update every 2 months, and BudgetNest every 6 days. Most recently, Account Tracker was updated on October 20, 2026 and BudgetNest on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*