# Account Tracker vs Debit & Credit

The clearest difference is ratings volume: Debit & Credit at 2.4K against Account Tracker's 34. Debit & Credit also leads on rating (4.8 vs 4.5) and update cadence (every 3 weeks vs every 2 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Account Tracker sells 3 in-app purchases, starting at $0.99 per 3 months and Debit & Credit sells 3 in-app purchases, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.

Debit & Credit holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Debit & Credit has 2.4K ratings behind it against 34, so its average is the more settled of the two. Written reviews complicate that: 96% of Account Tracker's written reviews are positive against 89% of Debit & Credit's, so the app with the better star average is not the one people write more warmly about.

Account Tracker ships an update every 2 months, Debit & Credit every 3 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | Account Tracker | Debit & Credit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (34 ratings)](https://appshunter.io/ios/app/account-tracker/id325834957/reviews) | **[4.8 (2.4K ratings)](https://appshunter.io/ios/app/debit-and-credit/id882637543/reviews)** |
| Number of ratings | 34 | **2.4K** |
| Positive reviews | **95.9% of reviews** | 89.4% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 16 MB | 30 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | +4 | 4+ |
| Developer | [Graham Haley](https://appshunter.io/developer/315200686) | [Ivan Pavlov Pty Ltd](https://appshunter.io/developer/375311513) |

## What reviewers say

### Account Tracker

[App page](https://appshunter.io/ios/app/account-tracker/id325834957)

This powerful personal finance app helps you track spending, monitor account balances, and manage bills. It offers features like alerts, budget planning, detailed reports, and multi-currency support for comprehensive financial control. A free version requires a subscription, with a one-month trial available.

**Highlights:** Track multiple account types, Set bill reminders and alerts, Create and monitor budgets, Generate detailed financial reports, Multi-currency support, Data backup and syncing, PIN and biometric security

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Access for 3 Months | $0.99 | per 3 months |
| Full Access for 12 Months | $1.99 | per year |
| Version 6 | $3.99 | one-time |

**What reviewers like**

- 🚀 Great app with great support
- 🚀 The Best App for True Financial Wellbeing
- 👍 Great app
- 👍 Would live without this app
- 👍 A really REALLY good useful tool

**What reviewers complain about**

- 🐛 Unable to Import

**Reported bugs**

- Crashes when selecting accounts on iOS 8
- Login screen freezes
- Incompatible with older devices

**Requested features**

- Ability to attach photos of receipts to transactions
- Ability to delete old transactions
- Ability to set up a formula to calculate a transaction's amount based on the current balance of the account
- Ability to change an account name after it has been created
- Group sync that would automatically sync with all devices when changing information on one device


### Debit & Credit

[App page](https://appshunter.io/ios/app/debit-and-credit/id882637543)

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

**Highlights:** All accounts in one app, Apple Card integration, Fast transaction entry, Budgets and scheduled transactions, Financial planning, Detailed reports, iCloud sync, Shared accounts

**Features:** Family Sharing, Siri integration, Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |

**What reviewers like**

- 🚀 Great app
- 👍 Simple and easy to use
- 🔒 Secure and private
- 💻 Seamless sync between devices
- 📊 Excellent budgeting and reporting features

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 💰 Subscription model may be costly for some
- 🔍 Limited customization options
- 📅 Lack of advanced scheduling and forecasting

**Reported bugs**

- Duplication of transactions
- Syncing issues between devices
- Incorrect account balances

**Requested features**

- Ability to track cryptocurrency transactions
- Option to view uncleared and cleared balances separately
- More detailed budget and spending visualizations
- Improved shared account management


## Frequently asked questions

### Is Account Tracker free?

Account Tracker is free to download, with in-app purchases available.

### Is Debit & Credit free?

Debit & Credit is free to download, with in-app purchases available.

### Which has better reviews, Account Tracker or Debit & Credit?

Debit & Credit is rated higher. Account Tracker averages 4.5 out of 5 from 34 ratings, while Debit & Credit averages 4.8 from 2.4K ratings.

### Do Account Tracker or Debit & Credit have ads?

Neither Account Tracker nor Debit & Credit shows ads.

### Which is updated more often, Account Tracker or Debit & Credit?

Account Tracker ships an update every 2 months, and Debit & Credit every 3 weeks. Most recently, Account Tracker was updated on November 1, 2026 and Debit & Credit on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*