# Account Tracker vs Budget Projects

The clearest difference is monetization model: Budget Projects at free with in-app purchases against Account Tracker's subscription. Account Tracker's advantage is ads (none vs shown) and review sentiment (96% vs 62%). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Account Tracker sells 3 in-app purchases, starting at $0.99 per 3 months and Budget Projects sells 3 in-app purchases, starting at $1.99 per 6 months. Whichever you choose, the download price is not the number that matters.

Account Tracker holds the better App Store score, 4.5 against 4.3. Both are backed by a comparable volume of ratings — 33 and 80 respectively. Written reviews point the same way: 96% of Account Tracker's written reviews are positive against 62% of Budget Projects's.

Account Tracker ships an update every 2 months, Budget Projects every 6 months. The most recent releases landed on October 11, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Account Tracker | Budget Projects |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (33 ratings)](https://appshunter.io/ios/app/account-tracker/id325834957/reviews)** | [4.3 (80 ratings)](https://appshunter.io/ios/app/budget-projects/id898189432/reviews) |
| Number of ratings | 33 | **80** |
| Positive reviews | **95.8% of reviews** | 62.4% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 2 months** | Every 6 months |
| Monetization | Subscription | **Free with in-app purchases** |
| Size | 16 MB | 38 MB |
| Requires iOS | **12.0** | 16 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Graham Haley](https://appshunter.io/developer/315200686) | [LINKLINKS LTD](https://appshunter.io/developer/600375781) |

## What reviewers say

### Account Tracker

[App page](https://appshunter.io/ios/app/account-tracker/id325834957)

Manage your personal finances by tracking spending and monitoring balances across various accounts. Features include alerts, bill reminders, budgeting tools, detailed reports, and multi-currency support for comprehensive financial control.

**Highlights:** Track multiple account types, Set bill reminders and alerts, Create and monitor budgets, Generate detailed financial reports, Multi-currency support, Data syncing across devices

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Access for 3 Months | $0.99 | per 3 months |
| Full Access for 12 Months | $1.99 | per year |
| Version 6 | $3.99 | one-time |

**What reviewers like**

- 🚀 Great app with great support
- 🚀 The Best App for True Financial Wellbeing
- 👍 Great app
- 👍 Would live without this app
- 👍 A really REALLY good useful tool

**What reviewers complain about**

- 🐛 Unable to Import

**Reported bugs**

- Crashes when selecting accounts on iOS 8
- Login screen freezes
- Incompatible with older devices

**Requested features**

- Ability to attach photos of receipts to transactions
- Ability to delete old transactions
- Ability to set up a formula to calculate a transaction's amount based on the current balance of the account
- Ability to change an account name after it has been created
- Group sync that would automatically sync with all devices when changing information on one device


### Budget Projects

[App page](https://appshunter.io/ios/app/budget-projects/id898189432)

This app helps you manage your finances by creating income and expense budgets. Track your spending against these budgets to gain control and save money. Visualize your financial habits with detailed reports and charts.

**Highlights:** Create unlimited budgets, Recurring budget options, Progress bar for budget tracking, Detailed financial reports and charts, Customizable categories, Transaction search and export, Passcode and Touch ID protection

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $1.99 | per 6 months |
| Remove Ads Forever | $9.99 | one-time |
| Unlimited Transactions | $11.99 | one-time |

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 💰 Simple, no-frills budgeting approach
- 🔄 Rollover feature between budget periods
- 📊 Customizable budget categories
- 🔒 No bank account linking required

**What reviewers complain about**

- 📢 Excessive and intrusive advertisements
- 🐛 Frequent app crashes
- ⚠️ Data loss after updates
- 🔄 Recurring costs sometimes disappear
- 📅 Date field stuck in January (recent bug)

**Reported bugs**

- App crashes when creating budgets
- Recurring costs not deducted from associated budgets
- Date field defaults to January instead of current date
- Ads appearing in center of screen and not closeable
- Data erased after app updates

**Requested features**

- In-app tutorial or contextual help menu
- Automatic transaction entry from bank accounts
- Biweekly recurring payment option
- Default time setting for all transactions
- Monthly calendar view of expenses


## Frequently asked questions

### Is Account Tracker free?

Account Tracker is free to download, with in-app purchases available.

### Is Budget Projects free?

Budget Projects is free to download, with in-app purchases available.

### Which has better reviews, Account Tracker or Budget Projects?

Account Tracker is rated higher. Account Tracker averages 4.5 out of 5 from 33 ratings, while Budget Projects averages 4.3 from 80 ratings.

### Do Account Tracker or Budget Projects have ads?

Budget Projects shows ads; Account Tracker does not.

### Which is updated more often, Account Tracker or Budget Projects?

Account Tracker ships an update every 2 months, and Budget Projects every 6 months. Most recently, Account Tracker was updated on October 11, 2026 and Budget Projects on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*