# Tip Simple vs Osaic Equipt

The clearest difference is review sentiment: Tip Simple at 100% against Osaic Equipt's 2%. Tip Simple also leads on rating (5.0 vs 2.0). Osaic Equipt's advantage is price (Free vs $0.99) and ratings volume (134 vs 1). On ads, in-app purchases and device support there is nothing between them.

Osaic Equipt is free to download; Tip Simple costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Tip Simple holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: Osaic Equipt has 134 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Tip Simple's written reviews are positive against 2% of Osaic Equipt's.

Tip Simple ships an update every 6 months, Osaic Equipt every 3 months. The most recent releases landed on September 29, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Tip Simple | Osaic Equipt |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tip-simple/id327199354/reviews)** | [2.0 (134 ratings)](https://appshunter.io/ios/app/osaic-equipt/id1400949150/reviews) |
| Number of ratings | 1 | **134** |
| Positive reviews | **100.0% of reviews** | 1.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 months** |
| Monetization | Paid | **Free** |
| Size | 13 MB | 3 MB |
| Requires iOS | 18.6 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Chris Dressler](https://appshunter.io/developer/327199357) | [Osaic, Inc.](https://appshunter.io/developer/1400946099) |

## What reviewers say

### Tip Simple

[App page](https://appshunter.io/ios/app/tip-simple/id327199354)

Easily calculate tips with simple or custom modes. Includes US tipping standards and receipt capture for expense tracking. Streamline your tipping and expense management.

**Highlights:** Simple tip calculation mode, Customizable tip percentages, US tipping standards guide, Receipt capture for expenses, Party size calculation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Osaic Equipt

[App page](https://appshunter.io/ios/app/osaic-equipt/id1400949150)

Monitor your investments on the go with this app. Access account information, view portfolio allocation, holdings, and historical activity. Initiate check deposits and access electronic documents and statements from your mobile device.

**Highlights:** Investment portfolio monitoring, Account balance and holdings view, Transaction history, Electronic document access, Remote check deposits, Market information and quotes

**In-app purchases:** none

**What reviewers like**

- 👍 App works for checking balance

**What reviewers complain about**

-  antiquated interface and technology
- ❌ Multiple login steps
- ❌ Frequent crashes and unavailibity
- ❌ No biometric login
- ❌ Cannot download documents

**Reported bugs**

- App crashes on startup
- App crashes at paperless prompt
- Session expired errors
- Login fails repeatedly
- Account info does not fully load

**Requested features**

- Biometric login (FaceID, facial recognition)
- Ability to download monthly statements and tax documents
- Improved data presentation and graphing
- Two-factor authentication on mobile app
- Option to remember login


## Frequently asked questions

### Is Tip Simple free?

Tip Simple costs $0.99, with no in-app purchases.

### Is Osaic Equipt free?

Osaic Equipt is free to download, with no in-app purchases.

### Which has better reviews, Tip Simple or Osaic Equipt?

Tip Simple is rated higher. Tip Simple averages 5.0 out of 5 from 1 ratings, while Osaic Equipt averages 2.0 from 134 ratings.

### Do Tip Simple or Osaic Equipt have ads?

Neither Tip Simple nor Osaic Equipt shows ads.

### Which is updated more often, Tip Simple or Osaic Equipt?

Tip Simple ships an update every 6 months, and Osaic Equipt every 3 months. Most recently, Tip Simple was updated on September 29, 2026 and Osaic Equipt on October 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*