# LoanOrCash vs Shanshi

The clearest difference is in-app purchases: LoanOrCash at none against Shanshi's 2. Shanshi's advantage is ads (none vs shown) and update cadence (every 11 days vs every 4 months). On price and device support there is nothing between them.

Both are free to download. Shanshi sells 2 in-app purchases, starting at $1.49 per month. LoanOrCash asks for nothing beyond the download.

LoanOrCash ships an update every 4 months, Shanshi every 11 days. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | LoanOrCash | Shanshi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/shanshi-expense-tracker/id1438462701/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 11 days** |
| Monetization | — | Freemium |
| Size | 11 MB | 61 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | +4 | 4+ |
| Developer | [Liavante, LLC](https://appshunter.io/developer/328737755) | [Felix Apaza](https://appshunter.io/developer/1387307277) |

## What reviewers say

### LoanOrCash

[App page](https://appshunter.io/ios/app/loanorcash/id328737752)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Shanshi

[App page](https://appshunter.io/ios/app/shanshi-expense-tracker/id1438462701)

Manage your personal finances by tracking expenses, loans, and income. Set spending limits, create savings goals, and record loan payments. Explore business ideas for new income streams and review weekly financial summaries.

**Highlights:** Expense tracking, Savings goals, Loan management, Income generation ideas, Weekly financial summaries, Transaction editing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly premium | $1.49 | per month |
| Juice for Shanshi | $0.99 | one-time |


## Frequently asked questions

### Is LoanOrCash free?

LoanOrCash is free to download, with no in-app purchases.

### Is Shanshi free?

Shanshi is free to download, with in-app purchases available.

### Do LoanOrCash or Shanshi have ads?

LoanOrCash shows ads; Shanshi does not.

### Which is updated more often, LoanOrCash or Shanshi?

LoanOrCash ships an update every 4 months, and Shanshi every 11 days. Most recently, LoanOrCash was updated on October 10, 2026 and Shanshi on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*