# LoanOrCash vs Monthly Payments

The clearest difference is ads: Monthly Payments at none against LoanOrCash's shown. Monthly Payments also leads on iOS requirement (6.0 vs 26.0). LoanOrCash's advantage is update cadence (every 4 months vs every 27 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LoanOrCash ships an update every 4 months, Monthly Payments every 27 months. The most recent releases landed on October 29, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | LoanOrCash | Monthly Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/monthly-payments/id371886724/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 4 months** | Every 27 months |
| Monetization | — | Free |
| Size | 11 MB | 4 MB |
| Requires iOS | 26.0 | **6.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | +4 | 4+ |
| Developer | [Liavante, LLC](https://appshunter.io/developer/328737755) | [Zion Software, LLC](https://appshunter.io/developer/371886727) |

## What reviewers say

### LoanOrCash

[App page](https://appshunter.io/ios/app/loanorcash/id328737752)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Monthly Payments

[App page](https://appshunter.io/ios/app/monthly-payments/id371886724)

Calculate monthly loan payments and interest accurately. This tool uses the standard amortization formula to provide precise financial insights for your loans.

**Highlights:** Loan payment calculation, Interest computation, Amortization formula, Loan amount input, Duration input, Interest rate input

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is LoanOrCash free?

LoanOrCash is free to download, with no in-app purchases.

### Is Monthly Payments free?

Monthly Payments is free to download, with no in-app purchases.

### Do LoanOrCash or Monthly Payments have ads?

LoanOrCash shows ads; Monthly Payments does not.

### Which is updated more often, LoanOrCash or Monthly Payments?

LoanOrCash ships an update every 4 months, and Monthly Payments every 27 months. Most recently, LoanOrCash was updated on October 29, 2026 and Monthly Payments on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*