# DATCU Mobile Banking vs Texas Trust’s Mobile Banking

The clearest difference is review sentiment: Texas Trust’s Mobile Banking at 77% against DATCU Mobile Banking's 15%. Texas Trust’s Mobile Banking also leads on rating (4.8 vs 2.9) and ratings volume (22K vs 172). DATCU Mobile Banking's advantage is update cadence (every 2 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Texas Trust’s Mobile Banking holds the better App Store score, 4.8 against 2.9. That said, the two scores are not equally well evidenced: Texas Trust’s Mobile Banking has 22K ratings behind it against 172, so its average is the more settled of the two. Written reviews point the same way: 15% of DATCU Mobile Banking's written reviews are positive against 77% of Texas Trust’s Mobile Banking's.

DATCU Mobile Banking ships an update every 2 weeks, Texas Trust’s Mobile Banking every 3 months. The most recent releases landed on October 31, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | DATCU Mobile Banking | Texas Trust’s Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (172 ratings)](https://appshunter.io/ios/app/datcu-mobile-banking/id333349531/reviews) | **[4.8 (22K ratings)](https://appshunter.io/ios/app/texas-trusts-mobile-banking/id536646901/reviews)** |
| Number of ratings | 172 | **22K** |
| Positive reviews | 15.3% of reviews | **76.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 143 MB | 29 MB |
| Requires iOS | **15.6** | 16 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DATCU Credit Union](https://appshunter.io/developer/333349534) | [Texas Trust Credit Union](https://appshunter.io/developer/536646904) |

## What reviewers say

### DATCU Mobile Banking

[App page](https://appshunter.io/ios/app/datcu-mobile-banking/id333349531)

Manage your banking tasks efficiently from your mobile device. Access account balances, transfer funds, pay bills, and deposit checks on the go. Offers enhanced accessibility features for a personalized experience.

**Highlights:** Biometric sign-in (Touch ID/Face ID), Quick Balance viewing, Fund transfers, Bill payments, Mobile check deposit, Loan payments, Accessibility features

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (some users)
- 👍 Great service (some users)
- 👍 App works great now (after update)
- 👍 Mobile deposit (appreciated feature)

**What reviewers complain about**

- 🐛 App rarely works
- 🐛 Incorrect balances shown
- 🐛 Payment selection not working
- 🐛 Cannot transfer money externally
- 🐛 Mobile deposit never works

**Reported bugs**

- App crashes
- App is offline
- Cannot login
- System errors
- Orientation flips

**Requested features**

- Budgeting feature
- In-depth income/expense tracking
- Other financial tools
- Access to monthly bank statements
- Ability to see pending transactions


### Texas Trust’s Mobile Banking

[App page](https://appshunter.io/ios/app/texas-trusts-mobile-banking/id536646901)

Manage your finances with a redesigned mobile banking app. Enjoy secure login options, easy fund transfers between accounts and to external banks, and access to essential features like mobile check deposit and card management in an intuitive interface.

**Highlights:** Fingerprint and facial recognition login, Internal and external fund transfers, Loan payments, Mobile check deposit, Card management, Secure messaging

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Outstanding customer service
- 🚀 Convenient mobile banking features
- 🔒 Secure login options
- 💡 Improved app experience over previous version
- 👍 Friendly and helpful staff

**What reviewers complain about**

- 🐛 Inconsistent login/biometric authentication
- 🐛 Occasional app crashes or freezes
- 🔍 Lack of landscape mode on iPad
- 💰 Unexpected fees and account holds

**Reported bugs**

- Mobile deposit feature not working
- Quick Balance setting keeps resetting
- Incorrect money transfers to wrong accounts

**Requested features**

- Ability to view full account details in app
- Option to mark transactions as cleared
- Travel notification feature in app
- Landscape mode support on iPad


## Frequently asked questions

### Is DATCU Mobile Banking free?

DATCU Mobile Banking is free to download, with no in-app purchases.

### Is Texas Trust’s Mobile Banking free?

Texas Trust’s Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, DATCU Mobile Banking or Texas Trust’s Mobile Banking?

Texas Trust’s Mobile Banking is rated higher. DATCU Mobile Banking averages 2.9 out of 5 from 172 ratings, while Texas Trust’s Mobile Banking averages 4.8 from 22K ratings.

### Do DATCU Mobile Banking or Texas Trust’s Mobile Banking have ads?

Neither DATCU Mobile Banking nor Texas Trust’s Mobile Banking shows ads.

### Which is updated more often, DATCU Mobile Banking or Texas Trust’s Mobile Banking?

DATCU Mobile Banking ships an update every 2 weeks, and Texas Trust’s Mobile Banking every 3 months. Most recently, DATCU Mobile Banking was updated on October 31, 2026 and Texas Trust’s Mobile Banking on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*