# DATCU Mobile Banking vs Texans CU

The clearest difference is rating: Texans CU at 3.9 against DATCU Mobile Banking's 2.9. Texans CU also leads on review sentiment (43% vs 15%). DATCU Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and update cadence (fortnightly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Texans CU holds the better App Store score, 3.9 against 2.9. Both are backed by a comparable volume of ratings — 171 and 196 respectively. Written reviews point the same way: 15% of DATCU Mobile Banking's written reviews are positive against 43% of Texans CU's.

DATCU Mobile Banking ships an update fortnightly, Texans CU every 2 months. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | DATCU Mobile Banking | Texans CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (171 ratings)](https://appshunter.io/ios/app/datcu-mobile-banking/id333349531/reviews) | **[3.9 (196 ratings)](https://appshunter.io/ios/app/texans-cu/id541768266/reviews)** |
| Number of ratings | 171 | **196** |
| Positive reviews | 15.3% of reviews | **43.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 142 MB | 185 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [DATCU Credit Union](https://appshunter.io/developer/333349534) | [Texans Credit Union](https://appshunter.io/developer/541768349) |

## What reviewers say

### DATCU Mobile Banking

[App page](https://appshunter.io/ios/app/datcu-mobile-banking/id333349531)

Manage your banking tasks efficiently from your mobile device. Access account balances, transfer funds, pay bills, and deposit checks on the go. Offers enhanced accessibility features for a personalized experience.

**Highlights:** Biometric sign-in (Touch ID/Face ID), Quick Balance viewing, Fund transfers, Bill payments, Mobile check deposit, Loan payments, Accessibility features

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (some users)
- 👍 Great service (some users)
- 👍 App works great now (after update)
- 👍 Mobile deposit (appreciated feature)

**What reviewers complain about**

- 🐛 App rarely works
- 🐛 Incorrect balances shown
- 🐛 Payment selection not working
- 🐛 Cannot transfer money externally
- 🐛 Mobile deposit never works

**Reported bugs**

- App crashes
- App is offline
- Cannot login
- System errors
- Orientation flips

**Requested features**

- Budgeting feature
- In-depth income/expense tracking
- Other financial tools
- Access to monthly bank statements
- Ability to see pending transactions


### Texans CU

[App page](https://appshunter.io/ios/app/texans-cu/id541768266)

Manage your finances on the go with this mobile banking application. View account balances, review recent transactions, transfer funds, pay bills, and deposit checks conveniently from your device.

**Highlights:** View account balances, Review recent transactions, Transfer money, Pay bills, Deposit checks

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface and easy navigation
- 💰 Convenient mobile check deposit feature
- 🔒 Secure authentication options (Face ID, fingerprint)
- 💳 Ability to transfer funds between accounts
- 📊 Transaction tracking and spending insights

**What reviewers complain about**

- 🐛 Frequent crashes and app freezes
- 🐛 Blank white screen on launch
- ⏳ Persistent loading icons and slow performance
- 🔐 Login credential issues and authentication failures
- 📱 Repeated forced sign-outs

**Reported bugs**

- App fails to open or displays blank white screen
- Face ID only works on initial app launch
- Indefinite loading circles on settings tabs
- Camera shaded/unable to capture check images
- Login credentials rejected despite being correct

**Requested features**

- Zelle integration and functionality
- Credit card payment capability through app
- Account nickname/custom naming feature
- Quick balance widget for lock screen
- Dark mode/Night mode support


## Frequently asked questions

### Is DATCU Mobile Banking free?

DATCU Mobile Banking is free to download, with no in-app purchases.

### Is Texans CU free?

Texans CU is free to download, with no in-app purchases.

### Which has better reviews, DATCU Mobile Banking or Texans CU?

Texans CU is rated higher. DATCU Mobile Banking averages 2.9 out of 5 from 171 ratings, while Texans CU averages 3.9 from 196 ratings.

### Do DATCU Mobile Banking or Texans CU have ads?

Neither DATCU Mobile Banking nor Texans CU shows ads.

### Which is updated more often, DATCU Mobile Banking or Texans CU?

DATCU Mobile Banking ships an update fortnightly, and Texans CU every 2 months. Most recently, DATCU Mobile Banking was updated on October 17, 2026 and Texans CU on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*