# DATCU Mobile Banking vs CUTX Mortgage

The clearest difference is rating: DATCU Mobile Banking at 2.9 against CUTX Mortgage's 1.0. DATCU Mobile Banking also leads on ratings volume (171 vs 1) and update cadence (every 2 weeks vs every 6 weeks). CUTX Mortgage's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DATCU Mobile Banking holds the better App Store score, 2.9 against 1.0. That said, the two scores are not equally well evidenced: DATCU Mobile Banking has 171 ratings behind it against 1, so its average is the more settled of the two.

DATCU Mobile Banking ships an update every 2 weeks, CUTX Mortgage every 6 weeks. The most recent releases landed on October 27, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | DATCU Mobile Banking | CUTX Mortgage |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.9 (171 ratings)](https://appshunter.io/ios/app/datcu-mobile-banking/id333349531/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/cutx-mortgage/id6504238741/reviews) |
| Number of ratings | **171** | 1 |
| Positive reviews | 15.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 143 MB | 142 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DATCU Credit Union](https://appshunter.io/developer/333349534) | [Credit Union of Texas](https://appshunter.io/developer/465929597) |

## What reviewers say

### DATCU Mobile Banking

[App page](https://appshunter.io/ios/app/datcu-mobile-banking/id333349531)

Manage your banking tasks efficiently from your mobile device. Access account balances, transfer funds, pay bills, and deposit checks on the go. Offers enhanced accessibility features for a personalized experience.

**Highlights:** Biometric sign-in (Touch ID/Face ID), Quick Balance viewing, Fund transfers, Bill payments, Mobile check deposit, Loan payments, Accessibility features

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (some users)
- 👍 Great service (some users)
- 👍 App works great now (after update)
- 👍 Mobile deposit (appreciated feature)

**What reviewers complain about**

- 🐛 App rarely works
- 🐛 Incorrect balances shown
- 🐛 Payment selection not working
- 🐛 Cannot transfer money externally
- 🐛 Mobile deposit never works

**Reported bugs**

- App crashes
- App is offline
- Cannot login
- System errors
- Orientation flips

**Requested features**

- Budgeting feature
- In-depth income/expense tracking
- Other financial tools
- Access to monthly bank statements
- Ability to see pending transactions


### CUTX Mortgage

[App page](https://appshunter.io/ios/app/cutx-mortgage/id6504238741)

Manage your mortgage servicing needs with this app. Make one-time or recurring payments, download important loan documents, and update your notification preferences. View detailed loan information and transaction history.

**Highlights:** Make one-time mortgage payments, Schedule recurring payments, Download loan documents, Update notification preferences, View loan information and history, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DATCU Mobile Banking free?

DATCU Mobile Banking is free to download, with no in-app purchases.

### Is CUTX Mortgage free?

CUTX Mortgage is free to download, with no in-app purchases.

### Which has better reviews, DATCU Mobile Banking or CUTX Mortgage?

DATCU Mobile Banking is rated higher. DATCU Mobile Banking averages 2.9 out of 5 from 171 ratings, while CUTX Mortgage averages 1.0 from 1 ratings.

### Do DATCU Mobile Banking or CUTX Mortgage have ads?

Neither DATCU Mobile Banking nor CUTX Mortgage shows ads.

### Which is updated more often, DATCU Mobile Banking or CUTX Mortgage?

DATCU Mobile Banking ships an update every 2 weeks, and CUTX Mortgage every 6 weeks. Most recently, DATCU Mobile Banking was updated on October 27, 2026 and CUTX Mortgage on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*