# DATCU Mobile Banking vs SWACU

The clearest difference is review sentiment: SWACU at 77% against DATCU Mobile Banking's 15%. SWACU also leads on rating (4.9 vs 2.8) and ratings volume (3.9K vs 167). DATCU Mobile Banking's advantage is device support (4 vs 2) and iOS requirement (15.6 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SWACU holds the better App Store score, 4.9 against 2.8. That said, the two scores are not equally well evidenced: SWACU has 3.9K ratings behind it against 167, so its average is the more settled of the two. Written reviews point the same way: 15% of DATCU Mobile Banking's written reviews are positive against 77% of SWACU's.

DATCU Mobile Banking ships an update every 3 weeks, SWACU every 4 weeks. Both last shipped on September 26, 2026.

## The numbers

| Metric | DATCU Mobile Banking | SWACU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (167 ratings)](https://appshunter.io/ios/app/datcu-mobile-banking/id333349531/reviews) | **[4.9 (3.9K ratings)](https://appshunter.io/ios/app/swacu/id6740840849/reviews)** |
| Number of ratings | 167 | **3.9K** |
| Positive reviews | 15.3% of reviews | **77.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | Free | Free |
| Size | 113 MB | 177 MB |
| Requires iOS | **15.6** | 18.4 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [DATCU Credit Union](https://appshunter.io/developer/333349534) | [Southwest Airlines Federal Credit Union](https://appshunter.io/developer/533214182) |

## What reviewers say

### DATCU Mobile Banking

[App page](https://appshunter.io/ios/app/datcu-mobile-banking/id333349531)

Manage your banking tasks efficiently from your mobile device. Access account balances, transfer funds, pay bills, and deposit checks on the go. Offers enhanced accessibility features for a personalized experience.

**Highlights:** Biometric sign-in (Touch ID/Face ID), Quick Balance viewing, Fund transfers, Bill payments, Mobile check deposit, Loan payments, Accessibility features

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (some users)
- 👍 Great service (some users)
- 👍 App works great now (after update)
- 👍 Mobile deposit (appreciated feature)

**What reviewers complain about**

- 🐛 App rarely works
- 🐛 Incorrect balances shown
- 🐛 Payment selection not working
- 🐛 Cannot transfer money externally
- 🐛 Mobile deposit never works

**Reported bugs**

- App crashes
- App is offline
- Cannot login
- System errors
- Orientation flips

**Requested features**

- Budgeting feature
- In-depth income/expense tracking
- Other financial tools
- Access to monthly bank statements
- Ability to see pending transactions


### SWACU

[App page](https://appshunter.io/ios/app/swacu/id6740840849)

Manage your finances on the go with this comprehensive banking app. Perform most branch transactions securely from your mobile device, 24/7. Organize transactions, deposit checks remotely, and control your debit cards.

**Highlights:** Organize transactions with tags, notes, and receipt photos, Secure and fast account monitoring, Remote check deposit, Debit card control (on/off), Schedule and view payments and transfers, Apply for new accounts and loans, Biometric authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Terrific improvements from the previous version
- 👍 New app is awesome!
- 👍 Quicker, easier to use, and feels much more modern
- 👍 Great user interface
- 👍 Easy and quick to use

**What reviewers complain about**

- 🔍 Menus take a while to find where you need to go

**Reported bugs**

- No rewards counter in the new app

**Requested features**

- Provide rewards transactions and tracking


## Frequently asked questions

### Is DATCU Mobile Banking free?

DATCU Mobile Banking is free to download, with no in-app purchases.

### Is SWACU free?

SWACU is free to download, with no in-app purchases.

### Which has better reviews, DATCU Mobile Banking or SWACU?

SWACU is rated higher. DATCU Mobile Banking averages 2.8 out of 5 from 167 ratings, while SWACU averages 4.9 from 3.9K ratings.

### Do DATCU Mobile Banking or SWACU have ads?

Neither DATCU Mobile Banking nor SWACU shows ads.

### Which is updated more often, DATCU Mobile Banking or SWACU?

DATCU Mobile Banking ships an update every 3 weeks, and SWACU every 4 weeks. Most recently, DATCU Mobile Banking was updated on September 26, 2026 and SWACU on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*