# DATCU Mobile Banking vs Legato Vault

The clearest difference is in-app purchases: DATCU Mobile Banking at none against Legato Vault's 2. DATCU Mobile Banking also leads on device support (4 vs 2). On price, update cadence, ads and iOS requirement there is nothing between them.

Both are free to download. Legato Vault sells 2 in-app purchases, starting at $4.99 per month. DATCU Mobile Banking asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 27, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | DATCU Mobile Banking | Legato Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.9 (171 ratings)](https://appshunter.io/ios/app/datcu-mobile-banking/id333349531/reviews)** | — |
| Number of ratings | **171** | — |
| Positive reviews | 15.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | — |
| Size | 143 MB | 51 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DATCU Credit Union](https://appshunter.io/developer/333349534) | [Garst Peterson](https://appshunter.io/developer/1896227590) |

## What reviewers say

### DATCU Mobile Banking

[App page](https://appshunter.io/ios/app/datcu-mobile-banking/id333349531)

Manage your banking tasks efficiently from your mobile device. Access account balances, transfer funds, pay bills, and deposit checks on the go. Offers enhanced accessibility features for a personalized experience.

**Highlights:** Biometric sign-in (Touch ID/Face ID), Quick Balance viewing, Fund transfers, Bill payments, Mobile check deposit, Loan payments, Accessibility features

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (some users)
- 👍 Great service (some users)
- 👍 App works great now (after update)
- 👍 Mobile deposit (appreciated feature)

**What reviewers complain about**

- 🐛 App rarely works
- 🐛 Incorrect balances shown
- 🐛 Payment selection not working
- 🐛 Cannot transfer money externally
- 🐛 Mobile deposit never works

**Reported bugs**

- App crashes
- App is offline
- Cannot login
- System errors
- Orientation flips

**Requested features**

- Budgeting feature
- In-depth income/expense tracking
- Other financial tools
- Access to monthly bank statements
- Ability to see pending transactions


### Legato Vault

[App page](https://appshunter.io/ios/app/legato-vault/id6768529194)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Legato Premium | $4.99 | per month |
| Legato Premium | $39.99 | per year |


## Frequently asked questions

### Is DATCU Mobile Banking free?

DATCU Mobile Banking is free to download, with no in-app purchases.

### Is Legato Vault free?

Legato Vault is free to download, with in-app purchases available.

### Do DATCU Mobile Banking or Legato Vault have ads?

Neither DATCU Mobile Banking nor Legato Vault shows ads.

### Which is updated more often, DATCU Mobile Banking or Legato Vault?

DATCU Mobile Banking ships an update every 2 weeks, and Legato Vault every 2 weeks. Most recently, DATCU Mobile Banking was updated on October 27, 2026 and Legato Vault on September 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*